Commercial Portfolio Manager Sr- Equipment Finance
DescriptionThis role can be located at any Huntington corporate office.SummaryThe Equipment Finance Portfolio Manager Sr analyzes, assesses, and documents the critical components of a credit decision. This role conducts industry and company research, prepares accurate and timely credit approval documentation, and participates in and/or decisions credit approval presentations. The Equipment Finance Portfolio Manager proactively evaluates credit decisions and opportunities to mitigate associated business risks relying on established Huntington policies, procedures and legal and regulatory requirements. In addition, this position owns primary responsibility for underwriting quality and works closely with Equipment Finance Sales Executives and Regional Credit Officers.Duties And ResponsibilitiesResponsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Equipment Finance Sales Executives, and Regional Credit OfficerUtilizes Huntington National Bank’s (HNB) financial spreading software to analyze year end and interim financial statementsUtilizes the Bank's risk rating modelPrepares credit approval documentAssesses the primary risks of the credit extension and the nature of the mitigating factors.Accurately and appropriately analyzes financial statements, calculates cash flow coverage, leverage, and other relevant financial ratios; discusses deal-specific cash flow modifications and determines for reasonablenessPresents underwriting document incorporating financial, business, industry and risk analysis in a concise effective mannerManages delinquencies, collateral exceptions, portfolio reviews, specialized reporting, annual reviews, criticized loans, etcPerforms other duties as assignedBasic QualificationsBachelor's Degree5+ years of experience in portfolio or relationship management in commercial banking and/or equipment financePreferred QualificationsHas successfully held similar role with a Bank-owed equipment finance organization or like experienceDemonstrated success structuring, underwriting and decisioning commercial creditSharp analytical and decision-making skillsProficiency using Microsoft Word and ExcelStrong organizational, verbal and written communication skillsStrong interpersonal skills and solid written/verbal communicationStrong attention to detailProficiency with Moody’s spreading softwareAbility to prioritize workflow and multi-task in a fast-paced environmentCLFP designation#CMLExempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)YesApplications Accepted Through05/21/2026Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.Workplace TypeOfficeOur Approach to Office Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.Compensation Range$70,000 - $154,000 Annual SalaryThe compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).Huntington is an Equal Opportunity Employer.Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.