Loan Operations Specialist I
*Loan Operations Specialist I*Citizens State Bank* has been in business for *100+ years. *Since our founding in 1919, we have been helping our clients achieve their goals, whether it's opening or growing their business, building a home, saving for college, or enjoying a hassle-free banking experience. We are community banking, as it should be.As the *Loan Operations Specialist I*, you will prepare loan documentation, book, service, and process transactions, as well as quality control processes, collateral perfection, and imaging of a consumer and commercial loan portfolio. You will also be responsible for working with lending staff to resolve or clarify any possible deficiencies in loan packages presented for document preparation or review.*Best-in-Class Benefits and Perks:*We value the time and efforts of our employees. Our commitment to your success is enhanced by competitive compensation, depending on experience, and an extensive benefits package including: Comprehensive health coverage: Medical, dental, and vision insurance provided. Robust retirement planning: 401(k) plan available with employer matching. Financial security: Life and disability insurance for added protection. Flexible financial options: Health savings and flexible spending accounts offered. Well-being and work-life balance: Paid time off.Additionally, we strive to create an optimal environment for our employees, where they can learn, grow, and thrive within the company. We strive to create a collaborative and creative environment where everyone feels encouraged to contribute to our processes, decisions, planning, and culture.*To be successful, you should have:* High school diploma or GED with 4+ years of loan operations experience, or bachelor’s degree with 2+ years; experience in consumer, commercial, and real estate loan documentation required; LaserPro preferred. Proficiency in Microsoft Word, Excel, and Outlook with the ability to create, edit, and manage documents, data, and correspondence. Solid written and verbal communication skills with the ability to interact professionally across all levels of management and provide excellent customer service. Ability to prioritize multiple tasks, meet deadlines, work under pressure, and ensure compliance with applicable laws and regulations.*Your responsibilities as the Loan Operations Specialist will include:* Prepare and Review Loan Documentation: Draft and verify loan documents for various loan types (including SBA and real estate) and ensure collateral lien perfection. Loan Booking and System Entry: Review approvals and documentation, board loans accurately to the core system, and track policy/documentation exceptions. Loan Servicing: Process payments, payoffs, escrows, insurance, tax monitoring, and manage participation and specialty loan transactions. Quality Control and Compliance: Conduct post-booking reviews of documents and transactions, identify/correct errors, and ensure accurate imaging and recordkeeping. Cross-Functional Support: Assist with special assignments and related duties to support loan operations efficiency.*Don't miss out on this incredible opportunity! Your future starts here. Apply today!*Please email your resume and cover letter to: *humanresources@citizensbank.net*_We are an equal-opportunity employer and welcome and encourage diversity in the workplace. We do not discriminate based on race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law._Job Type: Full-timeBenefits: Dental insurance Health insurance Paid time off Vision insuranceWork Location: In person