Lending Officer

Summary: The Lending Officer develops new business relationships, structures, and closes short-term and long-term agricultural loans while maintaining and servicing an existing portfolio.Position Responsibilities: Customer Prospecting, Business Development, and MarketingIdentifies potential customers by engaging in the community and talking with realtors, attorneys and others and researching landowner publications and legal documents.Utilize business intelligence reports to identify growth opportunities within the regional marketplace.Attends real estate, equipment, and livestock auctions to identify and engage with existing and potential customers.Represents Oklahoma AgCredit at community events, seminars, conferences, and similar events.Loan Generation and Customer SupportContacts potential customers to understand their needs and introduce Oklahoma AgCredit's products and services.Obtains loan applications with all required documentation.Provides information obtained from customers to Credit Team for credit analysis on all loans.Loan renewals and annual reviews - facilitate with the Credit TeamSubmits appraisal requests.Notifies customer of decisionProvides information on customers and closing contacts to Loan Processing Team (LPT) for the preparation of loan documentsAttends and facilitates Loan Closings between Buyers, Sellers, Realtors, Lenders, and Closing Agents to ensure all parties properly execute closing documents.Refinances loans and loan conversionsSchedules field inspectionsIdentifies and evaluates proposed collateral.Takes and files photographs, location of chattels, sources of valuations, and summary of customer operationsMinimum QualificationsBachelor's degree in agribusiness, agricultural economics, finance, business, or experience equivalentLending Officer - 1 year of related experience in agriculture or a financial services roleOr an equivalent combination of education and experience sufficient to perform the essential functions of the jobKnowledge and Skills Required:Working knowledge of the agriculture industry, agricultural economics & marketing strategiesSkill in reading and understanding income statements, balance sheets, tax returns and other financial reports.Oklahoma AgCredit offers a competitive compensation and benefits package, including:Competitive base pay with an incentive plan401(k) Contribution 3%, Match 6%Paid Vacation (15 days), Sick Leave (15 days) and Holidays (12 days)Excellent medical, Dental, Vision, Life InsuranceFlexible Spending and Health Savings AccountsWellness program activities and rewardsCustomer-Centric EnvironmentOpportunity to Give Back to AgricultureOklahoma AgCredit is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age (40 or older), disability, genetic information or protected veteran status. Category: Lending experience level: Mid Level job Type: Sales and Customer Relationships