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Underwriter
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- Completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines.
- Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.
- Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
- Maintains company standard for productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
- Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
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