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Truly - Commercial Underwriter
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- Completely Underwrite Business Purpose Rental & Short Term (Fix/Flip, Bridge, New Construction) mortgage loans in compliance with company credit guidelines & regulatory requirements.
- Review all loan terms, LTV/LTC, DSCR, assets, reserves, collateral, title, and insurance meet program guidelines.
- Review loan files & documentation for completeness, identify any missing documentation, and generate a condition list for all parties to the loan file: Borrower, Loan Processor, Business Partner, and Sales Reps.
- Collaborate with the Processor and Sales Rep. to address any credit, collateral, or qualifying challenges in a proactive & positive manner
- On an on-going basis, review and clear any conditions submitted for Credit review, and be diligent & responsible for reviewing and owning all loan file details prior to submission to Pre-Closing Audit.
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