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Loan Officer II
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$70,000 - $80,000 a year
Full-time
- Keep abreast of industry changes, local economic, financial and legislative events which may have an impact on commercial lending activities.
- Analyze cash flow, liquidity, profitability, leverage and other financial ratios and be able to come to various conclusions, including evaluation of collateral and other relevant credit information.
- Detect early warning signs of problem loans and immediate notification to a supervisor, Chief Credit Administrator, Loan Review, or Loan Servicing.
- Conduct site visits and on-site interviews under the supervision of a portfolio manager.
- Comply with regulatory requirements including but not limited to: Reg B, HMDA, Bank Secrecy Act, OFAC, and USA Patriot Act, CRA, Privacy, and Security.
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