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Credit Analyst
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- Position Summary: A Credit Analyst drafts credit write-ups for commercial, consumer and residential loans.
- Prepares summary of facts concerning credit worthiness for new, renewal, and extension loans based on Loan Officer input and analysis of financial data.
- Conducts periodic reviews of credit files and doc files to ensure maintenance of required documentation relative to the banks established standards & annual internal/external audits of the loan portfolio and loans pledged as collateral to the Federal Home Loan Bank.
- Prepares Federal Home Loan Bank Qualifying Loan Reports each month for prior months mortgage originations to determine their eligibility as collateral under FHLB funding guidelines.
- Backs-up loan administration with all facets of the loan documentation process.
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