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Credit Analyst
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Full-time
- The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request.
- The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.
- Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
- Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
- Bachelor's degree in Accounting, Finance, Business, or Economics.
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