Credit Analyst

Company DescriptionBlend is a premier AI services provider, committed to co-creating meaningful impact for its clients through the power of data science, AI, technology, and people. With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. For more information, visit www.blend360.comJob DescriptionData & Analytics Analyst (Contract) – Consumer BankingWe are seeking a detail-oriented Data & Analytics Analyst to support key initiatives within a Consumer Banking environment. This role will focus on data discovery, performance analysis, and reporting to drive tactical improvements across the customer lifecycle.This is a great opportunity for someone who enjoys working at the intersection of data, business strategy, and process optimization.Key ResponsibilitiesData Analysis & Process OptimizationDevelop a strong understanding of internal and external data flows supporting business initiativesIdentify, access, and connect to data sources including data warehouses and third-party platformsEvaluate existing tools, systems, and platforms used to support analytics and reportingAnalyze current business rules, logic, and system configurations to identify inefficiencies or opportunities for improvementMap data movement across systems throughout the customer/account lifecycleExecute data queries to validate accuracy, completeness, and integrity of datasetsAnalytics & ReportingAnalyze performance metrics to measure success of initiatives and validate expected outcomesMonitor portfolio health indicators including growth, profitability, and credit performanceDevelop and maintain KPI reporting across key business areas such as marketing, underwriting, and account managementBuild forecasting models to evaluate the financial impact of proposed solutionsEstablish reporting cadence and define metric ownership across stakeholdersCreate, execute, and validate recurring reports, ensuring alignment with business and system recordsPerform ad hoc analysis to uncover trends, behaviors, and performance driversStakeholder Communication & DocumentationDevelop presentation materials to communicate insights and recommendations to business stakeholdersDocument reporting logic, data sources, and methodologies to ensure transparency and repeatabilityCreate and maintain a comprehensive data dictionary to standardize definitions and usage across teamsQualificationsQualifications & SkillsBachelor’s degree in Business, Mathematics, Computer Science, Engineering, or a related field5+ years of experience in credit, lending, banking, financial analysis, or a highly analytical environmentStrong experience analyzing credit data, financial information, and risk metricsProven ability to translate data into actionable insights through reports and presentationsHands-on experience working with data repositories, including data extraction, validation, and reporting outputsAdvanced proficiency in Microsoft Excel and standard Microsoft Office toolsExperience with SQL and database/query tools for data extraction, validation, and reporting workflowsFamiliarity with reporting and visualization tools (e.g., Tableau, Power BI) to support KPI tracking and stakeholder communicationUnderstanding of financial analysis, credit adjudication, and lending systems is preferredStrong analytical thinking, attention to detail, and problem-solving skillsExcellent communication skills with the ability to present findings to both technical and non-technical audiencesAdditional InformationThis role is not eligible for immigration sponsorship.The starting pay range for this role is $40 - $55 USD. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs.A diverse workforce is a strong workforceTo deliver growth at BLEND360 and for our clients, we believe we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team.This is not the work of the moment, and this requires continued learning and purposeful actions. We are investing resources to understand and improve the sourcing, selection, and retention of the talent we hire, and ultimately the workforce we provide for our clients. We will communicate our journey in the spirit of transparency and shared learning.