{"schemaVersion":"jobsearcher.job.v1","id":"f6ac2aab8ad1eca98ce01ffa","url":"https://jobsearcher.com/jobs/f6ac2aab8ad1eca98ce01ffa","canonicalUrl":"https://jobsearcher.com/jobs/f6ac2aab8ad1eca98ce01ffa","title":"Actuary Lead","description":"Why USAA?\nAt USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.\n\nEmbrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.\n\nWe are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.\n\nThe Opportunity\nWe are seeking a credentialed Actuary Lead to join the Climate Risk and Exposure Analytics team at USAA . This role serves as the analytical and thought leader for USAA's Concentration of Risk framework, translating catastrophe risk, exposure concentration, growth trends, and capital impacts into actionable business strategies that balance member service, profitability, and association-level risk management. It requires proactive identification, quantification, and management of concentrations of risk through innovative analytics, effective business partnerships, and sound risk governance. The ideal candidate combines catastrophe risk expertise, actuarial rigor, innovation, business partnership and communication, and executive influence to help ensure that growth occurs in a way that is sustainable, profitable, and aligned with USAA's risk appetite, while also keeping USAA’s mission to be the provider of choice for the military community in focus throughout this work. In many ways, this role seeks to find the optimal balance between multiple objectives in service of both USAA and its membership.\n\nThis role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site four days per week based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.\nWhat you'll do:\nApply deep and broad actuarial knowledge to identify, define, and design solutions to complex problems with ambiguous requirements (e.g., end-to-end design of rate level indications process for a new product; independently shapes and transforms all aspects of machine learning and AI for a product: (data selection, model selection, stakeholder communications, performance monitoring, etc.); independently run catastrophe models for advanced ad-hoc analyses; provides guidance and training to peers for running and validating the catastrophe models; enhances current methodologies to tailor catastrophe model results to better represent USAA's risk; designs and performs broad and complex actuarial analyses that produces actionable insights for company-level decision-making designs reserving methodology and technical platform for new product.\nUtilize advanced actuarial, mathematical, or statistical techniques to augment actuarial work product, methodologies, and procedures.\nLead special actuarial projects, such as the development of new pricing methodologies or reporting tools to impact LOB-level initiatives.\nProvide thought and/or technical expertise on complex topics and influences key stakeholders on business decisions.\nLead cross-functional actuarial initiatives.\nStrategically partner with IT to influence the design, alignment, and implementation of technical business standards.\nManage USAA vendor relationship(s).\nAssist the business unit by translating strategic objectives into tactical solutions.\nMaintain current knowledge of market trends and emerging risks and proactively develop strategies, policies, and processes to address them.\nDevelop written communication and presentations that effectively convey data-driven solutions to broad audiences including cross-functional executive leadership.\nEnsure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.\n\nAdditional Core Responsibilities\n\nOwn the Concentration of Risk (CoR) Framework\nLead ongoing development, maintenance, and governance of the CoR framework.\nEvaluate and enhance concentration metrics, thresholds, mitigators, and risk indicators.\nEnsure framework remains aligned with association's catastrophe risk appetite, profitability objectives, and capital management strategy.\n\nDrive Analytics & Innovation\nDevelop new methods for identifying emerging geographic and peril-specific concentrations.\nAnalyze optimal book-shaping trade-offs by understanding high risk drivers and working to balance “the member” vs. “the membership”.\nExplore predictive applications that improve early warning detection and identification of hidden concentrations.\nContinuously challenge assumptions, model limitations, and existing methodologies in contributing to the ideal goal of roof-top determination of risk acceptability and projected rate health on request of a quote.\nPartner with catastrophe modeling and climate science teams to incorporate evolving views of risk.\n\nInfluence Business Decisions\nPresent concentration risk findings to State Managers (\"Go To Market\") and relevant senior executives (including Pricing and Underwriting).\nTranslate complex catastrophe analytics into actionable business recommendations.\nQuantify tradeoffs among growth, profitability, member service, and risk exposure, working to communicate this balance in ways that are compelling to multiple stakeholders and decision-makers.\n\nLead Cross-Functional Risk Mitigation\nPartner with Pricing, Underwriting, Competitive Intelligence, and Go-To-Market teams to evaluate mitigation options.\nFind ways to leverage analytics for the encouragement of member/property resilience.\nAssess expected impacts of rate actions, underwriting actions, underwriting exceptions, growth controls, and alternative strategies.\nSupport decision-making on action plans versus risk acceptance proposals.\n\nGovern Enterprise Concentration Risk\nMonitor enterprise concentration trends and emerging risk concentrations.\nMaintain reporting for risk indicators, tail-list counties, counties that breach countrywide thresholds, and early warning counties.\nSupport relevant governance forums with analytical insights and recommendations.\n\nWhat you have:\nBachelor's degree; OR 4 years of relevant education and/or experience.\n8 years of Actuarial or analytical business experience + Associate of the Casualty Actuarial Society (ACAS) Credential held for 3 years; OR 6 years of Actuarial or analytical business experience + Fellow of the Casualty Actuarial Society (FCAS) Credential.\nDemonstrated expertise with relevant actuarial, mathematical, and statistical techniques and approaches used to support fact-based decision-making.\nAdvanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.\nDemonstrated experience communicating complex solutions and analysis to cross-functional audiences, including executive leadership.\n\nWhat sets you apart:\nTechnical Excellence\nFCAS, ACAS with substantial post-credential experience, or equivalent actuarial expertise.\nDeep understanding of property insurance risk drivers and catastrophe exposure management.\nExperience with catastrophe models, capital management, profitability analytics, or enterprise risk management.\nStrong statistical and predictive modeling capabilities.\nAbility to evaluate complex analytical problems with incomplete or evolving information.\n\nInnovation & Strategic Thinking\nDemonstrated ability to design new analytical frameworks rather than simply maintain existing processes.\nExperience challenging conventional approaches and introducing innovative solutions.\nCuriosity to explore emerging catastrophe, climate, geographic, and underwriting risk signals.\nAbility to connect technical concepts to strategic business outcomes.\n\nBusiness Partnership & Influence\nProven ability to influence decisions across diverse stakeholder groups without direct authority.\nExperience partnering with underwriting, product, pricing, finance, risk, and executive leadership teams.\nStrong facilitation and negotiation skills.\nAbility to balance analytical rigor with practical business considerations.\n\nCommunication & Leadership\nExceptional executive communication skills.\nAbility to simplify highly technical concepts for non-technical audiences.\nExperience presenting recommendations to senior leadership and governance committees.\nDemonstrated ability to lead complex cross-functional initiatives.\n\nNice-to-Have Qualifications\nCapital allocation or economic capital experience.\nGeographic/spatial analytics experience.\nClimate risk analytics exposure.\nExperience leading enterprise risk governance initiatives.\nUS military experience gained through military service or gained as a military spouse / domestic partner\n\nCompensation range: The salary range for this position is: $164,780 - $314,960 .\n\nUSAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).\nCompensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.\n\nEmployees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.\n\nThe above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.\n\nBenefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.\n\nFor more details on our outstanding benefits, visit our benefits page on USAAjobs.com.\n\nApplications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.\n\nUSAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.","company":"USAA","rawCompany":"usaa","city":"Yoder","state":"KS","isRemote":false,"isActive":false,"createdAt":"2026-09-09T04:04:24.214Z","occupations":[{"code":"15-2011.00","title":"Actuaries","slug":"actuaries"},{"code":"13-2054.00","title":"Financial Risk Specialists","slug":"financial-risk-specialists"},{"code":"13-2053.00","title":"Insurance Underwriters","slug":"insurance-underwriters"}],"industries":[{"code":"524298","title":"All Other Insurance Related Activities","slug":"all-other-insurance-related-activities"},{"code":"524126","title":"Direct Property and Casualty Insurance Carriers","slug":"direct-property-and-casualty-insurance-carriers"},{"code":"524113","title":"Direct Life Insurance Carriers","slug":"direct-life-insurance-carriers"}],"jobPosting":{"@context":"https://schema.org","@type":"JobPosting","title":"Actuary Lead","description":"Why USAA?\nAt USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.\n\nEmbrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.\n\nWe are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.\n\nThe Opportunity\nWe are seeking a credentialed Actuary Lead to join the Climate Risk and Exposure Analytics team at USAA . This role serves as the analytical and thought leader for USAA's Concentration of Risk framework, translating catastrophe risk, exposure concentration, growth trends, and capital impacts into actionable business strategies that balance member service, profitability, and association-level risk management. It requires proactive identification, quantification, and management of concentrations of risk through innovative analytics, effective business partnerships, and sound risk governance. The ideal candidate combines catastrophe risk expertise, actuarial rigor, innovation, business partnership and communication, and executive influence to help ensure that growth occurs in a way that is sustainable, profitable, and aligned with USAA's risk appetite, while also keeping USAA’s mission to be the provider of choice for the military community in focus throughout this work. In many ways, this role seeks to find the optimal balance between multiple objectives in service of both USAA and its membership.\n\nThis role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site four days per week based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.\nWhat you'll do:\nApply deep and broad actuarial knowledge to identify, define, and design solutions to complex problems with ambiguous requirements (e.g., end-to-end design of rate level indications process for a new product; independently shapes and transforms all aspects of machine learning and AI for a product: (data selection, model selection, stakeholder communications, performance monitoring, etc.); independently run catastrophe models for advanced ad-hoc analyses; provides guidance and training to peers for running and validating the catastrophe models; enhances current methodologies to tailor catastrophe model results to better represent USAA's risk; designs and performs broad and complex actuarial analyses that produces actionable insights for company-level decision-making designs reserving methodology and technical platform for new product.\nUtilize advanced actuarial, mathematical, or statistical techniques to augment actuarial work product, methodologies, and procedures.\nLead special actuarial projects, such as the development of new pricing methodologies or reporting tools to impact LOB-level initiatives.\nProvide thought and/or technical expertise on complex topics and influences key stakeholders on business decisions.\nLead cross-functional actuarial initiatives.\nStrategically partner with IT to influence the design, alignment, and implementation of technical business standards.\nManage USAA vendor relationship(s).\nAssist the business unit by translating strategic objectives into tactical solutions.\nMaintain current knowledge of market trends and emerging risks and proactively develop strategies, policies, and processes to address them.\nDevelop written communication and presentations that effectively convey data-driven solutions to broad audiences including cross-functional executive leadership.\nEnsure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.\n\nAdditional Core Responsibilities\n\nOwn the Concentration of Risk (CoR) Framework\nLead ongoing development, maintenance, and governance of the CoR framework.\nEvaluate and enhance concentration metrics, thresholds, mitigators, and risk indicators.\nEnsure framework remains aligned with association's catastrophe risk appetite, profitability objectives, and capital management strategy.\n\nDrive Analytics & Innovation\nDevelop new methods for identifying emerging geographic and peril-specific concentrations.\nAnalyze optimal book-shaping trade-offs by understanding high risk drivers and working to balance “the member” vs. “the membership”.\nExplore predictive applications that improve early warning detection and identification of hidden concentrations.\nContinuously challenge assumptions, model limitations, and existing methodologies in contributing to the ideal goal of roof-top determination of risk acceptability and projected rate health on request of a quote.\nPartner with catastrophe modeling and climate science teams to incorporate evolving views of risk.\n\nInfluence Business Decisions\nPresent concentration risk findings to State Managers (\"Go To Market\") and relevant senior executives (including Pricing and Underwriting).\nTranslate complex catastrophe analytics into actionable business recommendations.\nQuantify tradeoffs among growth, profitability, member service, and risk exposure, working to communicate this balance in ways that are compelling to multiple stakeholders and decision-makers.\n\nLead Cross-Functional Risk Mitigation\nPartner with Pricing, Underwriting, Competitive Intelligence, and Go-To-Market teams to evaluate mitigation options.\nFind ways to leverage analytics for the encouragement of member/property resilience.\nAssess expected impacts of rate actions, underwriting actions, underwriting exceptions, growth controls, and alternative strategies.\nSupport decision-making on action plans versus risk acceptance proposals.\n\nGovern Enterprise Concentration Risk\nMonitor enterprise concentration trends and emerging risk concentrations.\nMaintain reporting for risk indicators, tail-list counties, counties that breach countrywide thresholds, and early warning counties.\nSupport relevant governance forums with analytical insights and recommendations.\n\nWhat you have:\nBachelor's degree; OR 4 years of relevant education and/or experience.\n8 years of Actuarial or analytical business experience + Associate of the Casualty Actuarial Society (ACAS) Credential held for 3 years; OR 6 years of Actuarial or analytical business experience + Fellow of the Casualty Actuarial Society (FCAS) Credential.\nDemonstrated expertise with relevant actuarial, mathematical, and statistical techniques and approaches used to support fact-based decision-making.\nAdvanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.\nDemonstrated experience communicating complex solutions and analysis to cross-functional audiences, including executive leadership.\n\nWhat sets you apart:\nTechnical Excellence\nFCAS, ACAS with substantial post-credential experience, or equivalent actuarial expertise.\nDeep understanding of property insurance risk drivers and catastrophe exposure management.\nExperience with catastrophe models, capital management, profitability analytics, or enterprise risk management.\nStrong statistical and predictive modeling capabilities.\nAbility to evaluate complex analytical problems with incomplete or evolving information.\n\nInnovation & Strategic Thinking\nDemonstrated ability to design new analytical frameworks rather than simply maintain existing processes.\nExperience challenging conventional approaches and introducing innovative solutions.\nCuriosity to explore emerging catastrophe, climate, geographic, and underwriting risk signals.\nAbility to connect technical concepts to strategic business outcomes.\n\nBusiness Partnership & Influence\nProven ability to influence decisions across diverse stakeholder groups without direct authority.\nExperience partnering with underwriting, product, pricing, finance, risk, and executive leadership teams.\nStrong facilitation and negotiation skills.\nAbility to balance analytical rigor with practical business considerations.\n\nCommunication & Leadership\nExceptional executive communication skills.\nAbility to simplify highly technical concepts for non-technical audiences.\nExperience presenting recommendations to senior leadership and governance committees.\nDemonstrated ability to lead complex cross-functional initiatives.\n\nNice-to-Have Qualifications\nCapital allocation or economic capital experience.\nGeographic/spatial analytics experience.\nClimate risk analytics exposure.\nExperience leading enterprise risk governance initiatives.\nUS military experience gained through military service or gained as a military spouse / domestic partner\n\nCompensation range: The salary range for this position is: $164,780 - $314,960 .\n\nUSAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).\nCompensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.\n\nEmployees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.\n\nThe above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.\n\nBenefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.\n\nFor more details on our outstanding benefits, visit our benefits page on USAAjobs.com.\n\nApplications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.\n\nUSAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.","datePosted":"2026-09-09T04:04:24.214Z","dateModified":"2026-09-09T04:04:24.214Z","hiringOrganization":{"@type":"Organization","name":"USAA","sameAs":"https://jobsearcher.com"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Yoder","addressRegion":"KS","addressCountry":"US"}},"identifier":{"@type":"PropertyValue","name":"JobSearcher","value":"f6ac2aab8ad1eca98ce01ffa"},"url":"https://jobsearcher.com/jobs/f6ac2aab8ad1eca98ce01ffa"}}