Consumer and Community Banking - Credit Decisioning Unit - Senior Associate

Credit Decisioning Unit Sr AssociateAs a Credit Decisioning Unit (CDU) Sr Associate within the CCB Business Banking organization, you will conduct complex credit analyses, analyze and organized performance data, and help define underwriting and policy frameworks aligned with the firm's risk appetite and financial objectives. You will collaborate with key partners to balance growth and profitability while ensuring strong governance, controls, and regulatory compliance at JPMorgan Chase.Job ResponsibilitiesLead comprehensive analytics to measure and challenge key business initiatives and be able to independently generate solutionsProvide thought leadership and lead initiatives end to end, including defining problem statements, identifying risks and opportunities, securing stakeholder buy-in, and bringing ideas to lifeWork independently and in teams to identify and assess performance trends, utilizing both statistical and data mining tools and quantitative methodologiesPrepare and present detailed performance monitoring reports to senior management and stakeholders, ensuring clear communication of findingsConduct data mining and apply mathematical and statistical theory and tools to monitor internal and external behavioral data and analyze the performance and profitability of existing strategies using randomized test/control setupDesign metrics to track performance of initiatives against expectations, as well as provide business insights based on analytic findings to further develop the firm's risk appetite frameworkEvaluate emerging risk trends across the credit lifecycleCreate and execute a consistent framework to assess loss and profitability dynamics associated with credit decisions for evaluation of adherence to the firm's risk appetiteSummarize and communicate findings to influence leaders using methods that are both detailed as well as understandable by uniformed audiencesRequired Qualifications, Capabilities and SkillsAbility to logically structure and execute analyses using strong analytic, interpretive and problem solving skillsAbility to translate complex analysis into practical solutions and create concise presentations with sound business conclusionsA master's degree or higher in a quantitative discipline (ex: Finance, Statistics, Economics, Mathematics, Operations Research, among others) with 3+ years analytics experience or 5+ years of analytics experiencePossess the drive to succeed, be results oriented, have high attention to detail, and independently make decisionsPrevious experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered)Preferred Qualifications, Capabilities and SkillsKnowledge of business banking lendingTo be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).Equal Opportunity Employer/Disability/Veterans