{"schemaVersion":"jobsearcher.job.v1","id":"e4c527f01f1bc56ee61ba965","url":"https://jobsearcher.com/jobs/e4c527f01f1bc56ee61ba965","canonicalUrl":"https://jobsearcher.com/jobs/e4c527f01f1bc56ee61ba965","title":"Indirect Underwriter 3","description":"Description\nJob Summary: Reviews loan documents and appropriately decisions auto applications, by assessing financial risk, analyzing data, reviewing borrower’s creditworthiness, and ensuring compliance with banking regulations, while making critical loan underwriting decisions.\nRequirements Essential Job Duties: Performs all duties of a level 1 & 2 Indirect Underwriter.\nAct as subject matter experts for others in the department\nAssist in training new staff members on products and procedures\nSupports and responds to questions from Indirect Underwriter 1 and 2.\nServes as a member of the Credit Committee in decisioning loan applications that involve high complexity and loan amounts according to policy\nEscalates loan file with recommendation that exceed individual lending authority and/or of high complexity and associated risks to a Indirect Underwriter 4 or Supervisor.\nPerforms other duties as assigned.\nRequired Skills/Abilities: Excellent interpersonal and negotiation skills.\nExcellent organizational skills and attention to detail.\nStrong proficiency with Microsoft Office applications. Familiar and comfortable with information technology, particularly digital means of communication.\nStrong organizational skills in managing multiple initiatives.\nStrong analytical and decision-making skills\nKnowledge: Strong working knowledge of consumer credit and underwriting principles\nStrong working knowledge with federal and state regulations affecting consumer loans\nStrong working-level knowledge of overall consumer lending processes, including underwriting and loan processing.\nStrong working-level knowledge of valid documentation related to the processing of consumer applications (tax returns, financial statements, verification of income, etc.)\nEducation and Experience: Minimum four years’ direct experience in consumer underwriting.\nMinimum high school diploma/GED or more than four year of related experience.\nPhysical Requirements: Prolonged periods of sitting at a desk and working on a computer.\nMust be able to lift 5 pounds at times.\n\n#J-18808-Ljbffr","company":"Socket","rawCompany":"socket","city":"Albuquerque","state":"NM","isRemote":false,"isActive":false,"createdAt":"2026-09-25T03:50:01.817Z","occupations":[{"code":"13-2072.00","title":"Loan Officers","slug":"loan-officers"},{"code":"43-4131.00","title":"Loan Interviewers and Clerks","slug":"loan-interviewers-and-clerks"},{"code":"13-2041.00","title":"Credit Analysts","slug":"credit-analysts"}],"industries":[{"code":"522291","title":"Consumer Lending","slug":"consumer-lending"},{"code":"522390","title":"Other Activities Related to Credit Intermediation","slug":"other-activities-related-to-credit-intermediation"},{"code":"522180","title":"Savings Institutions and Other Depository Credit Intermediation","slug":"savings-institutions-and-other-depository-credit-intermediation"}],"jobPosting":{"@context":"https://schema.org","@type":"JobPosting","title":"Indirect Underwriter 3","description":"Description\nJob Summary: Reviews loan documents and appropriately decisions auto applications, by assessing financial risk, analyzing data, reviewing borrower’s creditworthiness, and ensuring compliance with banking regulations, while making critical loan underwriting decisions.\nRequirements Essential Job Duties: Performs all duties of a level 1 & 2 Indirect Underwriter.\nAct as subject matter experts for others in the department\nAssist in training new staff members on products and procedures\nSupports and responds to questions from Indirect Underwriter 1 and 2.\nServes as a member of the Credit Committee in decisioning loan applications that involve high complexity and loan amounts according to policy\nEscalates loan file with recommendation that exceed individual lending authority and/or of high complexity and associated risks to a Indirect Underwriter 4 or Supervisor.\nPerforms other duties as assigned.\nRequired Skills/Abilities: Excellent interpersonal and negotiation skills.\nExcellent organizational skills and attention to detail.\nStrong proficiency with Microsoft Office applications. Familiar and comfortable with information technology, particularly digital means of communication.\nStrong organizational skills in managing multiple initiatives.\nStrong analytical and decision-making skills\nKnowledge: Strong working knowledge of consumer credit and underwriting principles\nStrong working knowledge with federal and state regulations affecting consumer loans\nStrong working-level knowledge of overall consumer lending processes, including underwriting and loan processing.\nStrong working-level knowledge of valid documentation related to the processing of consumer applications (tax returns, financial statements, verification of income, etc.)\nEducation and Experience: Minimum four years’ direct experience in consumer underwriting.\nMinimum high school diploma/GED or more than four year of related experience.\nPhysical Requirements: Prolonged periods of sitting at a desk and working on a computer.\nMust be able to lift 5 pounds at times.\n\n#J-18808-Ljbffr","datePosted":"2026-09-25T03:50:01.817Z","dateModified":"2026-09-25T03:50:01.817Z","hiringOrganization":{"@type":"Organization","name":"Socket","sameAs":"https://jobsearcher.com"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Albuquerque","addressRegion":"NM","addressCountry":"US"}},"identifier":{"@type":"PropertyValue","name":"JobSearcher","value":"e4c527f01f1bc56ee61ba965"},"url":"https://jobsearcher.com/jobs/e4c527f01f1bc56ee61ba965"}}