{"schemaVersion":"jobsearcher.job.v1","id":"db43fd48ed941b2ccfb22a16","url":"https://jobsearcher.com/jobs/db43fd48ed941b2ccfb22a16","canonicalUrl":"https://jobsearcher.com/jobs/db43fd48ed941b2ccfb22a16","title":"Loan Processor","description":"Under the direction of the Branch Manager, Operations Manager and/or Processing Supervisor, evaluates all information supplied on the mortgage loan application, verifies the validity of the information and assembles a completely documented file to Underwriting and Closing. Acts as the primary liaison between the loan officer, loan officer assistant, realtors, builders and the customer(s).\n\nHigh school diploma or equivalent.\nMinimum of 1 year mortgage banking experience as a processor or junior processor, required.\nMust have working knowledge of Fannie Mae/Freddie Mac and FHA/VA policies and guidelines, as well as, Regulatory Mortgage Compliance, state, federal, local government, private investors and insurers.\nMust have working knowledge, or the ability to learn all operating systems and possess the ability to facilitate training.\nProficient in Excel, Word, Outlook, with the ability to learn other mortgage-related programs.\nExcellent written and verbal communication skills.\nExcellent organizational and time management skills.\nDemonstrated ability to interact effectively with branch, regional and corporate personnel, as well as realtors, sales agents, builders, appraisers, title companies, etc.\nDemonstrated judgment and decision making ability.\nMust be available to work all regularly scheduled hours; arriving at scheduled reporting time and at the prescribed time after any breaks or lunch periods.\nMust be able to work overtime, as required.\nThe above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.\n\nMaintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers.\nMaintains and updates loan application information within loan origination software and other applications.\nAs applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents.\nVerifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines.\nCalculates income, reviews assets and liabilities.\nReviews all disclosures for completeness and compliance.\nCompletes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions.\nMonitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer.\nMay maintain accurate pipeline to ensure proper projections, closings, and regulatory compliance with Company, Federal, and State standards.\nMay prepare, when applicable, “Declination Letters.” Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.\nMay schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management.\nMay facilitate training of junior or newly hired processors regarding specific Prime operations including file flow, loan origination software, and other applications.\nUpdates loan officer, loan officer assistant, realtors, builders and customers on loan status.\nMaintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements.\nOther functions as needed.","company":"Primelending","rawCompany":"primelending","city":"Houston","state":"TX","isRemote":false,"isActive":false,"createdAt":"2026-04-12T20:47:25.777Z","occupations":[{"code":"43-4131.00","title":"Loan Interviewers and Clerks","slug":"loan-interviewers-and-clerks"},{"code":"13-2072.00","title":"Loan Officers","slug":"loan-officers"},{"code":"43-4041.00","title":"Credit Authorizers, Checkers, and Clerks","slug":"credit-authorizers-checkers-and-clerks"}],"industries":[{"code":"522291","title":"Consumer Lending","slug":"consumer-lending"},{"code":"522292","title":"Real Estate Credit","slug":"real-estate-credit"},{"code":"522390","title":"Other Activities Related to Credit Intermediation","slug":"other-activities-related-to-credit-intermediation"}],"jobPosting":{"@context":"https://schema.org","@type":"JobPosting","title":"Loan Processor","description":"Under the direction of the Branch Manager, Operations Manager and/or Processing Supervisor, evaluates all information supplied on the mortgage loan application, verifies the validity of the information and assembles a completely documented file to Underwriting and Closing. Acts as the primary liaison between the loan officer, loan officer assistant, realtors, builders and the customer(s).\n\nHigh school diploma or equivalent.\nMinimum of 1 year mortgage banking experience as a processor or junior processor, required.\nMust have working knowledge of Fannie Mae/Freddie Mac and FHA/VA policies and guidelines, as well as, Regulatory Mortgage Compliance, state, federal, local government, private investors and insurers.\nMust have working knowledge, or the ability to learn all operating systems and possess the ability to facilitate training.\nProficient in Excel, Word, Outlook, with the ability to learn other mortgage-related programs.\nExcellent written and verbal communication skills.\nExcellent organizational and time management skills.\nDemonstrated ability to interact effectively with branch, regional and corporate personnel, as well as realtors, sales agents, builders, appraisers, title companies, etc.\nDemonstrated judgment and decision making ability.\nMust be available to work all regularly scheduled hours; arriving at scheduled reporting time and at the prescribed time after any breaks or lunch periods.\nMust be able to work overtime, as required.\nThe above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.\n\nMaintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers.\nMaintains and updates loan application information within loan origination software and other applications.\nAs applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents.\nVerifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines.\nCalculates income, reviews assets and liabilities.\nReviews all disclosures for completeness and compliance.\nCompletes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions.\nMonitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer.\nMay maintain accurate pipeline to ensure proper projections, closings, and regulatory compliance with Company, Federal, and State standards.\nMay prepare, when applicable, “Declination Letters.” Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.\nMay schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management.\nMay facilitate training of junior or newly hired processors regarding specific Prime operations including file flow, loan origination software, and other applications.\nUpdates loan officer, loan officer assistant, realtors, builders and customers on loan status.\nMaintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements.\nOther functions as needed.","datePosted":"2026-04-12T20:47:25.777Z","dateModified":"2026-04-12T20:47:25.777Z","hiringOrganization":{"@type":"Organization","name":"Primelending","sameAs":"https://jobsearcher.com"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Houston","addressRegion":"TX","addressCountry":"US"}},"identifier":{"@type":"PropertyValue","name":"JobSearcher","value":"db43fd48ed941b2ccfb22a16"},"url":"https://jobsearcher.com/jobs/db43fd48ed941b2ccfb22a16"}}