Community Loan Officer

Community Loan OfficerDo you love meeting people, building relationships, and helping small businesses get the capital they need to grow? Do spreadsheets and community events both make sense in your world? If yes — keep reading.What You'll Be Doing (aka your everyday impact)Build and nurture relationships with community leaders and referral partnersRepresent the organization at community events, meetings, and networking opportunitiesMeet with prospective borrowers to understand their goals and funding needsCollect and review financial documents to support sound lending decisionsAnalyze creditworthiness and evaluate collateralStructure loan terms and negotiate agreements that work for everyonePrepare and present loan proposals for management approvalDeliver timely application review and excellent communication (no ghosting borrowers — we're all adults here)Provide technical assistance and guidance to applicants and small business ownersConnect with and occasionally present to the BoardVolunteer and stay visible in the community we serveWhat Makes You a Great FitYou have a Bachelor's degree from an accredited four-year college or university with major course work in finance, business administration, economics, or a related field.You have two years of experience in small business lending, underwriting, commercial banking, business, or community development finance.You have a background of underwriting and an understanding of financial analysis, cash flow analysis, and collateral evaluation.You have strong time management and organizational skills as well as a high level of attention to detail – especially while working remotely.You can work effectively with community-based organizations, banks, CPAs, small businesses, entrepreneurs, and public sector administrators.You possess impeccable personal integrity and the ability to maintain confidentiality of borrower data.You are proficient in Microsoft Office Suite, with emphasis on Word, Excel, and PowerPoint.Why Work With UsYour work directly impacts real businesses and real familiesSupportive leadership and a mission-driven environmentOpportunities to engage in the community, not just sit behind a deskProfessional growth in lending, underwriting, and community developmentBenefits IncludeCompetitive SalaryGenerous retirement plan match.Health, dental and vision insurance.Paid Time Off (PTO) plus holidaysJ-18808-Ljbffr