{"schemaVersion":"jobsearcher.job.v1","id":"cdc0fca93861ed1fcd84c306","url":"https://jobsearcher.com/jobs/cdc0fca93861ed1fcd84c306","canonicalUrl":"https://jobsearcher.com/jobs/cdc0fca93861ed1fcd84c306","title":"Risk Manager","description":"Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are consumer banking (Ferratum), business banking (CapitalBox) and wholesale banking (Multitude Bank).\n\nMultitude Group employs over 700 people, from over 40 nationalities working in 25 countries and offers services in 16 countries, achieving a combined turnover of 230 million euros in 2023. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'E41'.\n\nAre you passionate about risk management and looking for an opportunity to make a significant impact within a dynamic and innovative banking environment? At Multitude Bank, we're on a mission to redefine banking, and we need a talented Risk Manager to join our team. In this role, you'll work closely with our Chief Risk Officer and Senior Managers, playing a crucial role in safeguarding our bank's financial health and ensuring adherence to regulatory standards. If you're ready to take your career to the next level in a fast-paced, fintech-driven environment, this is the opportunity for you.\n\nAs our Risk Manager, you will:\nMonitor and Report: Track the performance of our loan portfolio, including approvals, collections, credit quality, and defaults, and report findings to various committees.\nRisk Assessment: Assist in evaluating the risk and expected credit loss of the Bank’s investments, ensuring compliance with covenants.\nPolicy Adherence: Produce reports that track portfolio segments relative to the Bank’s risk indicators, ensuring alignment with our risk appetite framework.\nProduct Approval: Contribute to the risk assessment of our New Product Approval Process.\nRegulatory Compliance: Support the compilation of the Bank’s ICAAP, ILAAP, and Recovery Plan, and participate in stress testing simulations related to the Bank’s balance sheet.\nOutsourcing and Policy Updates: Assist in risk assessments for outsourcing activities and update risk policies as needed.\nCommittee Support: Contribute to analysis and reporting for the Credit Committee, Reserving Committee, and Risk Committee.\nRegulation Monitoring: Stay updated on new regulations impacting the Bank’s Risk Management function.\nMethods to Monitor: Contribute to the identification and design of methods to monitor, assess, and report different risks.\nCapital & Risk Management: Assist with the compilation of the Capital & Risk Management disclosures within the audited financial statements.\nAd Hoc Tasks: Perform ad hoc tasks and support newly emerging needs as they arise.\n\nTo succeed in this role, you should have:\nEducational Background: A degree in financial services, economics, econometrics, risk management, statistics, business management, or a related field.\nExperience: At least 3+ years in a similar role within a bank’s risk management department or in banking advisory/consultancy, which is essential for this position.\nRisk Management Knowledge: A solid understanding of risk management principles and the evolving banking regulatory environment.\n\nWe’re looking for someone with:\nCommunication Skills: Excellent written and verbal communication abilities.\nTeamwork: The ability to work effectively within a team and a dynamic international environment.\nFintech Interest: A strong interest in fintech and a desire to stay informed about industry developments.\nTime Management: Strong organizational and time management skills.\nHands-On Approach: A proactive and meticulous approach to your work.\n\nWhat’s in it for you:\nWellbeing benefit;\n\nPrivate Health Insurance;\nWorkation policy for working from abroad;\nWeekly breakfasts in the office;\nHybrid flexible working model;\nAccess to LinkedIn learning with over 8000 courses;\nShare purchase matching program;\nOpportunities for growth, the realization of one's ideas, and further training;\nThe opportunity to work in a dynamically international evolving Company.\n\nIf you're a detail-oriented risk management professional ready to take on new challenges and make a meaningful impact, we'd love to hear from you. Join us at Multitude Bank and be a part of our journey to shape the future of banking and create success stories in Fintech.\n\nKindly note that by proceeding you will make your personal data provided available to us for the purposes of recruitment activities. By proceeding, you confirm that you have read and accepted our Recruitment Privacy Policy.","company":"Multitude","rawCompany":"multitude","city":"Malta","state":"MT","isRemote":false,"isActive":false,"createdAt":"2026-04-12T21:16:24.142Z","occupations":[{"code":"13-2054.00","title":"Financial Risk Specialists","slug":"financial-risk-specialists"},{"code":"13-2051.00","title":"Financial and Investment Analysts","slug":"financial-and-investment-analysts"},{"code":"13-2041.00","title":"Credit Analysts","slug":"credit-analysts"}],"industries":[{"code":"522299","title":"International, Secondary Market, and All Other Nondepository Credit Intermediation","slug":"international-secondary-market-and-all-other-nondepository-credit-intermediation"},{"code":"522110","title":"Commercial Banking","slug":"commercial-banking"},{"code":"551111","title":"Offices of Bank Holding Companies","slug":"offices-of-bank-holding-companies"}],"jobPosting":{"@context":"https://schema.org","@type":"JobPosting","title":"Risk Manager","description":"Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are consumer banking (Ferratum), business banking (CapitalBox) and wholesale banking (Multitude Bank).\n\nMultitude Group employs over 700 people, from over 40 nationalities working in 25 countries and offers services in 16 countries, achieving a combined turnover of 230 million euros in 2023. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'E41'.\n\nAre you passionate about risk management and looking for an opportunity to make a significant impact within a dynamic and innovative banking environment? At Multitude Bank, we're on a mission to redefine banking, and we need a talented Risk Manager to join our team. In this role, you'll work closely with our Chief Risk Officer and Senior Managers, playing a crucial role in safeguarding our bank's financial health and ensuring adherence to regulatory standards. If you're ready to take your career to the next level in a fast-paced, fintech-driven environment, this is the opportunity for you.\n\nAs our Risk Manager, you will:\nMonitor and Report: Track the performance of our loan portfolio, including approvals, collections, credit quality, and defaults, and report findings to various committees.\nRisk Assessment: Assist in evaluating the risk and expected credit loss of the Bank’s investments, ensuring compliance with covenants.\nPolicy Adherence: Produce reports that track portfolio segments relative to the Bank’s risk indicators, ensuring alignment with our risk appetite framework.\nProduct Approval: Contribute to the risk assessment of our New Product Approval Process.\nRegulatory Compliance: Support the compilation of the Bank’s ICAAP, ILAAP, and Recovery Plan, and participate in stress testing simulations related to the Bank’s balance sheet.\nOutsourcing and Policy Updates: Assist in risk assessments for outsourcing activities and update risk policies as needed.\nCommittee Support: Contribute to analysis and reporting for the Credit Committee, Reserving Committee, and Risk Committee.\nRegulation Monitoring: Stay updated on new regulations impacting the Bank’s Risk Management function.\nMethods to Monitor: Contribute to the identification and design of methods to monitor, assess, and report different risks.\nCapital & Risk Management: Assist with the compilation of the Capital & Risk Management disclosures within the audited financial statements.\nAd Hoc Tasks: Perform ad hoc tasks and support newly emerging needs as they arise.\n\nTo succeed in this role, you should have:\nEducational Background: A degree in financial services, economics, econometrics, risk management, statistics, business management, or a related field.\nExperience: At least 3+ years in a similar role within a bank’s risk management department or in banking advisory/consultancy, which is essential for this position.\nRisk Management Knowledge: A solid understanding of risk management principles and the evolving banking regulatory environment.\n\nWe’re looking for someone with:\nCommunication Skills: Excellent written and verbal communication abilities.\nTeamwork: The ability to work effectively within a team and a dynamic international environment.\nFintech Interest: A strong interest in fintech and a desire to stay informed about industry developments.\nTime Management: Strong organizational and time management skills.\nHands-On Approach: A proactive and meticulous approach to your work.\n\nWhat’s in it for you:\nWellbeing benefit;\n\nPrivate Health Insurance;\nWorkation policy for working from abroad;\nWeekly breakfasts in the office;\nHybrid flexible working model;\nAccess to LinkedIn learning with over 8000 courses;\nShare purchase matching program;\nOpportunities for growth, the realization of one's ideas, and further training;\nThe opportunity to work in a dynamically international evolving Company.\n\nIf you're a detail-oriented risk management professional ready to take on new challenges and make a meaningful impact, we'd love to hear from you. Join us at Multitude Bank and be a part of our journey to shape the future of banking and create success stories in Fintech.\n\nKindly note that by proceeding you will make your personal data provided available to us for the purposes of recruitment activities. By proceeding, you confirm that you have read and accepted our Recruitment Privacy Policy.","datePosted":"2026-04-12T21:16:24.142Z","dateModified":"2026-04-12T21:16:24.142Z","hiringOrganization":{"@type":"Organization","name":"Multitude","sameAs":"https://jobsearcher.com"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Malta","addressRegion":"MT","addressCountry":"US"}},"identifier":{"@type":"PropertyValue","name":"JobSearcher","value":"cdc0fca93861ed1fcd84c306"},"url":"https://jobsearcher.com/jobs/cdc0fca93861ed1fcd84c306"}}