Senior Financial Analyst

Role Overview The Senior Financial Analyst serves as a key finance partner, driving budgeting, forecasting, management reporting, and decision‑support analytics. This role enhances visibility into business performance by delivering clear, actionable insights that support leadership decisions. The ideal candidate is analytical, detail‑oriented, and skilled at translating financial data into meaningful recommendations for executives.Essential Duties & ResponsibilitiesFinancial Planning & ForecastingOwn and maintain annual budget and rolling forecast models, including assumptions, templates, timelines, and version control.Manage the FP&A calendar, department input process, review cadence, and approval workflow.Partner with department leaders to gather inputs, validate assumptions, challenge trends, and explain business drivers.Build scenario and sensitivity analyses for premiums, expenses, claims/loss, cash flow, investments, and operational drivers.Support cash‑flow forecasting and liquidity analysis in collaboration with Treasury and Finance leadership.Provide financial analysis for long‑range planning, staffing needs, and strategic initiatives.Management Reporting & Variance AnalysisPrepare monthly financial performance packages for Finance leadership and executive review.Analyze actuals versus budget, forecast, and prior periods; identify risks, opportunities, and key drivers.Develop KPIs, dashboards, and recurring reporting aligned with Finance and executive needs.Convert financial results into concise narratives, insights, and recommendations for management and board materials.Business Partnership, Process & ControlsServe as a finance partner to department leaders, helping them understand spend, performance, and forecast implications.Coordinate with Financial Reporting to align actuals, close timing, accruals, and variance explanations.Enhance FP&A models, templates, reporting packages, documentation, and version‑control discipline.Maintain a clear audit trail of assumptions, data sources, inputs, revisions, approvals, and reporting support.Education & QualificationsBachelor’s degree in Finance, Accounting, Economics, Business, or related field.4–7 years of experience in FP&A, accounting, corporate finance, insurance finance, or regulated financial services.Advanced Excel modeling skills and strong PowerPoint/executive presentation ability.Experience with budgeting, forecasting, monthly close, accruals, reporting packages, and variance analysis.Strong understanding of financial statements, general ledger data, and Finance/Accounting workflows.Ability to analyze large data sets, validate results, and communicate insights clearly to finance and non‑finance stakeholders.Excellent written and verbal communication skills with a focus on clarity, partnership, and executive‑level summarization.