{"schemaVersion":"jobsearcher.job.v1","id":"751a40c18dfe16919ec97021","url":"https://jobsearcher.com/jobs/751a40c18dfe16919ec97021","canonicalUrl":"https://jobsearcher.com/jobs/751a40c18dfe16919ec97021","title":"Credit Analyst","description":"Credit Analyst\nThe First National Bank of Central Texas is seeking a Credit Analyst to join our successful team in the College Station, Texas market. This position partners with and supports multiple lenders by evaluating the credit information of potential customers, monitoring existing client portfolios, performing risk assessments, is skilled at writing detailed reports, and making informed decisions while extending credit. This position is integral in supporting our mission to deliver excellent service in a friendly environment for the prosperity of our communities.\nStrong candidates should have a bachelor’s degree in Finance, Accounting, or a related field, demonstrate sound judgment, strong analytical acumen, and negotiation skills. A background in the financial industry is preferred.\nResponsibilities: Analyze and assess the financial statements and credit history of existing and potential clients.\nReview credit applications and perform credit checks.\nStructure relevant data and perform risk assessments.\nAbility to make informed decisions backed by sound assessment.\nConsult and negotiate with clients regarding financial transactions, payment terms, and credit limits.\nAbility to handle multiple projects and submit applications on time.\nUnderstanding of business, economic, and industry risk.\nFinancial forecasting.\nPractice due diligence.\nRequirements: Bachelor's degree in finance, accounting, or related field.\nStrong verbal and written communication skills.\nExcellent organizational, analytical, and time-management skills.\nAbility to prioritize tasks and assignments.\nProficient technical skills including Microsoft Office, Excel, and ability to query data-based information.\nFNBCT provides excellent benefits and a competitive compensation package. We are an equal opportunity employer M/F/D/V. FBNCT provides reasonable accommodation for persons with a disability.\nAbout Us The First National Bank of Central Texas, with over one hundred employees, and an asset size of over $1.4 Billion, is poised for continued growth and fulfilling our mission of: “excellent service in a friendly environment for the prosperity of our communities.” Learn more about FNBCT, we’ve got a story to share, our history, values, and our friendly, professional team. Visit our new website, https://fnbct.bank/about-us/our-history/\nJob Type: Full-time\nBenefits: 401(k)\nDental insurance\nHealth insurance\nPaid time off\nVision insurance\nPhysical Setting: Office\nAbility to Relocate: Waco, TX 76710: Relocate before starting work (Required)\nWork Location: In person\n\n#J-18808-Ljbffr","company":"Socket","rawCompany":"socket","city":"Waco","state":"TX","isRemote":false,"isActive":false,"createdAt":"2026-07-27T03:21:24.355Z","occupations":[{"code":"13-2041.00","title":"Credit Analysts","slug":"credit-analysts"},{"code":"43-4041.00","title":"Credit Authorizers, Checkers, and Clerks","slug":"credit-authorizers-checkers-and-clerks"},{"code":"13-2072.00","title":"Loan Officers","slug":"loan-officers"}],"industries":[{"code":"522110","title":"Commercial Banking","slug":"commercial-banking"},{"code":"522390","title":"Other Activities Related to Credit Intermediation","slug":"other-activities-related-to-credit-intermediation"},{"code":"522180","title":"Savings Institutions and Other Depository Credit Intermediation","slug":"savings-institutions-and-other-depository-credit-intermediation"}],"jobPosting":{"@context":"https://schema.org","@type":"JobPosting","title":"Credit Analyst","description":"Credit Analyst\nThe First National Bank of Central Texas is seeking a Credit Analyst to join our successful team in the College Station, Texas market. This position partners with and supports multiple lenders by evaluating the credit information of potential customers, monitoring existing client portfolios, performing risk assessments, is skilled at writing detailed reports, and making informed decisions while extending credit. This position is integral in supporting our mission to deliver excellent service in a friendly environment for the prosperity of our communities.\nStrong candidates should have a bachelor’s degree in Finance, Accounting, or a related field, demonstrate sound judgment, strong analytical acumen, and negotiation skills. A background in the financial industry is preferred.\nResponsibilities: Analyze and assess the financial statements and credit history of existing and potential clients.\nReview credit applications and perform credit checks.\nStructure relevant data and perform risk assessments.\nAbility to make informed decisions backed by sound assessment.\nConsult and negotiate with clients regarding financial transactions, payment terms, and credit limits.\nAbility to handle multiple projects and submit applications on time.\nUnderstanding of business, economic, and industry risk.\nFinancial forecasting.\nPractice due diligence.\nRequirements: Bachelor's degree in finance, accounting, or related field.\nStrong verbal and written communication skills.\nExcellent organizational, analytical, and time-management skills.\nAbility to prioritize tasks and assignments.\nProficient technical skills including Microsoft Office, Excel, and ability to query data-based information.\nFNBCT provides excellent benefits and a competitive compensation package. We are an equal opportunity employer M/F/D/V. FBNCT provides reasonable accommodation for persons with a disability.\nAbout Us The First National Bank of Central Texas, with over one hundred employees, and an asset size of over $1.4 Billion, is poised for continued growth and fulfilling our mission of: “excellent service in a friendly environment for the prosperity of our communities.” Learn more about FNBCT, we’ve got a story to share, our history, values, and our friendly, professional team. Visit our new website, https://fnbct.bank/about-us/our-history/\nJob Type: Full-time\nBenefits: 401(k)\nDental insurance\nHealth insurance\nPaid time off\nVision insurance\nPhysical Setting: Office\nAbility to Relocate: Waco, TX 76710: Relocate before starting work (Required)\nWork Location: In person\n\n#J-18808-Ljbffr","datePosted":"2026-07-27T03:21:24.355Z","dateModified":"2026-07-27T03:21:24.355Z","hiringOrganization":{"@type":"Organization","name":"Socket","sameAs":"https://jobsearcher.com"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Waco","addressRegion":"TX","addressCountry":"US"}},"identifier":{"@type":"PropertyValue","name":"JobSearcher","value":"751a40c18dfe16919ec97021"},"url":"https://jobsearcher.com/jobs/751a40c18dfe16919ec97021"}}