{"schemaVersion":"jobsearcher.job.v1","id":"63cdd79fa538306a07ddaffa","url":"https://jobsearcher.com/jobs/63cdd79fa538306a07ddaffa","canonicalUrl":"https://jobsearcher.com/jobs/63cdd79fa538306a07ddaffa","title":"Portfolio Analyst","description":"Actual compensation for this role is commensurate with experience, skill set, and other qualifications.\n\nEast Cambridge Savings Bank’s Lending Division is actively recruiting for a Portfolio Analyst.\n\nFunction :\n\nUnder the general direction of the First Vice President-Sr Comm Credit and Portfolio Officer, performs a variety of administrative tasks in connection with managing the loan portfolio for the Commercial Lending Division.\nWe are looking for candidates with:\n\nBachelor’s degree in Finance or Accounting or equivalent through specialized coursework and training\n\n3 years’ experience in a Banking environment\n\nKnowledge of commercial lending products preferred\n\nProficient in Microsoft Word and Excel\n\nExcellent verbal and written communication skills\n\nStrong attention to detail, analytical, interpersonal and organizational skills\n\nDemonstrated ability to work independently and meet deadlines\n\nEssential Job Functions:\n\nCoordinates the financial reporting and covenant tracking for commercial loan relationships. Manages and maintains an assigned portfolio by: facilitating borrower financial reporting submissions to the Bank; reviewing the status of overdue financials and exceptions; and updating and maintaining financials and covenants on a regular basis. Provides Management with regular status updates.\n\nAssists with annual assessment to determine liquidity, quality of management, market position and overall business climate to estimate future profitability of business.\n\nMonitors current loans and credit lines to ensure compliance with terms. Reports discrepancies to Management.\n\nMonitors loan maturity expiration dates 90 days in advance. Ensures the timely completion of credit file updates and Loan Officer comments. Assists with loan rating adjustments.\n\nPerforms loan review analysis and underwrites credits as needed.\n\nMonitors and tracks loans requiring Borrowing Base Certificates and Accounts Receivable aging. Evaluates collateral position and prepares monthly conformity chart on each credit. Coordinates with loan operations availability per monthly BBC/AR aging.\n\nWorks closely with customers and Commercial Lending Officers to ensure all documentation is in place and applicable terms and conditions are adhered to. Assists with maintaining strong customer relationships and providing assistance as needed to ensure customer satisfaction.\n\nEnsures that all loans that are incomplete due to missing documentation are reported to the AVP/Commercial Loan Portfolio Manager. Routinely reviews asset quality of all loans assigned. Reports any findings that may have an adverse affect on loan collateral or a borrower’s ability to repay the loan.\n\nMaintains a good working knowledge of the Bank’s lending policies and procedures and identifies deviations from policy. Keeps abreast of legal and regulatory developments.\n\nEast Cambridge Savings Bank, Attn: Human Resources\n\n344 Cambridge Street Cambridge, MA 02141\n\nEast Cambridge Savings Bank is an Equal Opportunity Employer/Veterans/Disabled\n\n#J-18808-Ljbffr","company":"Socket","rawCompany":"socket","city":"Somerville","state":"MA","isRemote":false,"isActive":false,"createdAt":"2026-08-11T03:24:57.337Z","occupations":[{"code":"13-2041.00","title":"Credit Analysts","slug":"credit-analysts"},{"code":"13-2072.00","title":"Loan Officers","slug":"loan-officers"},{"code":"13-2051.00","title":"Financial and Investment Analysts","slug":"financial-and-investment-analysts"}],"industries":[{"code":"522110","title":"Commercial Banking","slug":"commercial-banking"},{"code":"522180","title":"Savings Institutions and Other Depository Credit Intermediation","slug":"savings-institutions-and-other-depository-credit-intermediation"},{"code":"522299","title":"International, Secondary Market, and All Other Nondepository Credit Intermediation","slug":"international-secondary-market-and-all-other-nondepository-credit-intermediation"}],"jobPosting":{"@context":"https://schema.org","@type":"JobPosting","title":"Portfolio Analyst","description":"Actual compensation for this role is commensurate with experience, skill set, and other qualifications.\n\nEast Cambridge Savings Bank’s Lending Division is actively recruiting for a Portfolio Analyst.\n\nFunction :\n\nUnder the general direction of the First Vice President-Sr Comm Credit and Portfolio Officer, performs a variety of administrative tasks in connection with managing the loan portfolio for the Commercial Lending Division.\nWe are looking for candidates with:\n\nBachelor’s degree in Finance or Accounting or equivalent through specialized coursework and training\n\n3 years’ experience in a Banking environment\n\nKnowledge of commercial lending products preferred\n\nProficient in Microsoft Word and Excel\n\nExcellent verbal and written communication skills\n\nStrong attention to detail, analytical, interpersonal and organizational skills\n\nDemonstrated ability to work independently and meet deadlines\n\nEssential Job Functions:\n\nCoordinates the financial reporting and covenant tracking for commercial loan relationships. Manages and maintains an assigned portfolio by: facilitating borrower financial reporting submissions to the Bank; reviewing the status of overdue financials and exceptions; and updating and maintaining financials and covenants on a regular basis. Provides Management with regular status updates.\n\nAssists with annual assessment to determine liquidity, quality of management, market position and overall business climate to estimate future profitability of business.\n\nMonitors current loans and credit lines to ensure compliance with terms. Reports discrepancies to Management.\n\nMonitors loan maturity expiration dates 90 days in advance. Ensures the timely completion of credit file updates and Loan Officer comments. Assists with loan rating adjustments.\n\nPerforms loan review analysis and underwrites credits as needed.\n\nMonitors and tracks loans requiring Borrowing Base Certificates and Accounts Receivable aging. Evaluates collateral position and prepares monthly conformity chart on each credit. Coordinates with loan operations availability per monthly BBC/AR aging.\n\nWorks closely with customers and Commercial Lending Officers to ensure all documentation is in place and applicable terms and conditions are adhered to. Assists with maintaining strong customer relationships and providing assistance as needed to ensure customer satisfaction.\n\nEnsures that all loans that are incomplete due to missing documentation are reported to the AVP/Commercial Loan Portfolio Manager. Routinely reviews asset quality of all loans assigned. Reports any findings that may have an adverse affect on loan collateral or a borrower’s ability to repay the loan.\n\nMaintains a good working knowledge of the Bank’s lending policies and procedures and identifies deviations from policy. Keeps abreast of legal and regulatory developments.\n\nEast Cambridge Savings Bank, Attn: Human Resources\n\n344 Cambridge Street Cambridge, MA 02141\n\nEast Cambridge Savings Bank is an Equal Opportunity Employer/Veterans/Disabled\n\n#J-18808-Ljbffr","datePosted":"2026-08-11T03:24:57.337Z","dateModified":"2026-08-11T03:24:57.337Z","hiringOrganization":{"@type":"Organization","name":"Socket","sameAs":"https://jobsearcher.com"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Somerville","addressRegion":"MA","addressCountry":"US"}},"identifier":{"@type":"PropertyValue","name":"JobSearcher","value":"63cdd79fa538306a07ddaffa"},"url":"https://jobsearcher.com/jobs/63cdd79fa538306a07ddaffa"}}