{"schemaVersion":"jobsearcher.job.v1","id":"57b1feb2b5bb7237da61ecd7","url":"https://jobsearcher.com/jobs/57b1feb2b5bb7237da61ecd7","canonicalUrl":"https://jobsearcher.com/jobs/57b1feb2b5bb7237da61ecd7","title":"Product Engineer - Ruby | EU (remote)","description":"About Cleo\nAt Cleo, we're not just building another fintech app. We're embarking on a mission to fundamentally change humanity's relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That's the future we're creating.\nCleo is a rare success story: a profitable, fast-growing unicorn with over $300 million in ARR and growing over 2x year-over-year. This isn't just a job; it's a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact. If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.\nFollow us on LinkedIn to keep up to date with new product features and insights from the team.\nWhat You’ll Be Doing\n\nJoining a cross-functional product squad and collaborating with a mix of engineers, designers, analysts and other disciplines to develop features that enhance our users' financial health.\nCollaborating with other peers in your squad and pillar to provide technical insight into upcoming work, and leading the delivery by helping pull everyone together to get it shipped.\nMentoring colleagues to help them grow as engineers and actively supporting their development.\nWorking on our Ruby on Rails monolith, building data models, APIs, and business logic services.\nDelivering your work using agile methodologies and tools like tests, observability, AB-tests, and feature flags.\nContributing to cross-cutting concerns that improve our engineering efforts.\nTaking part in shaping the work of your squad beyond technical aspects, participating in product ideation, user research, design reviews, retrospectives, and more.\n\nHere are some examples, big and small, of the kinds of product feature work our engineers have taken part in over the last year:\n\nBuilding a secured credit card\nLaunching new budget analysis features\nImplementing pricing experiments for subscriptions\n\nWant to hear more from our engineers? Check out Magda's blog post.\nAbout You\nYou're based in Europe; we hire remotely across the EU and love distributed teams. For this role, we’re ideally looking for candidates based within one hour either side of London time, to keep collaboration smooth and calendars sane.\nYou are passionate about making a positive difference in society by improving the financial health of our users. You align with our company values and engineering principles, which drive our ways of working and software delivery.\nOur Tech Stack\nCleo is built as a Ruby on Rails monolith with a single React Native app frontend, utilising TypeScript. We also leverage Python for machine learning services and PostgreSQL for our database, all hosted on AWS. Our CI/CD pipeline is fully automated, with production deployments happening on every merge via Kubernetes. Our backend engineers deploy multiple times a week, and we release our frontend app to Google and Apple for review at least once a week.\nWe take a pragmatic approach, placing a strong emphasis on quality. Our code is peer-reviewed, and we maintain automated testing using Minitest and CircleCI. We're also actively working towards a more modular architecture, focusing on separating concerns to achieve all the benefits of microservices within a monolith, while progressively refactoring our code as we build new features. Everyone in the engineering team contributes to driving our technical strategy, voices & ideas from all levels are valued: we are all owners at Cleo.\nWhat do you get for all your hard work?\n\nA competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles. You can view our public progression framework and salary bandings here: https://cleo-ai.progressionapp.com/\nWork at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures\nA clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.\nFlexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work\nWork where you work best. We’re a globally distributed team. Our Poland team works fully remotely, but we host virtual socials and an annual company offsite somewhere in Europe with all expenses paid.\nCompany-wide performance reviews every 6 months\nGenerous pay increases for high-performing team members\nEquity top-ups for team members getting promoted\nPrivate medical insurance with Alan\n1 month paid sabbatical after 4 years at Cleo\nRegular socials and activities, online and in-person\nWe'll pay for your OpenAI subscription\nOnline mental health support via Spill\nWe’ll be employing you through our EOR provider, Deel, and can discuss our current benefit offering directly.\nThis is a position based in Spain where employees need to be located in Spain!\n\nThis Is a 4-Stage Interview Process\n\nInterview with the Recruiter (30 mins)\nInterview with the Engineers (45 mins)\nTechnical interview - Live Coding in Ruby (2 hours)\nInterview with the Engineering Managers (45 mins)\n\nWe strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.\nIf there’s anything we can do to accommodate your specific situation, please let us know.\nEU App Access\nThe Cleo app is not downloadable in Europe right now. Why? 99% of our users are based in the US – where financial health is often overlooked. We’ve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. We can share a slide deck detailing the app’s capabilities in more detail though, to help you through the interview process.\nBy submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Cleo AI. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Cleo AI may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Cleo AI's Candidate Privacy Notice \n#J-18808-Ljbffr","company":"Cleo","rawCompany":"cleo","city":"Beaver","state":"OH","isRemote":true,"isActive":false,"createdAt":"2026-05-07T03:34:20.370Z","occupations":[{"code":"15-1252.00","title":"Software Developers","slug":"software-developers"},{"code":"17-2199.00","title":"Engineers, All Other","slug":"engineers-all-other"},{"code":"15-1254.00","title":"Web Developers","slug":"web-developers"}],"industries":[{"code":"513210","title":"Software Publishers","slug":"software-publishers"},{"code":"541511","title":"Custom Computer Programming Services","slug":"custom-computer-programming-services"},{"code":"541512","title":"Computer Systems Design Services","slug":"computer-systems-design-services"}],"jobPosting":{"@context":"https://schema.org","@type":"JobPosting","title":"Product Engineer - Ruby | EU (remote)","description":"About Cleo\nAt Cleo, we're not just building another fintech app. We're embarking on a mission to fundamentally change humanity's relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That's the future we're creating.\nCleo is a rare success story: a profitable, fast-growing unicorn with over $300 million in ARR and growing over 2x year-over-year. This isn't just a job; it's a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact. If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.\nFollow us on LinkedIn to keep up to date with new product features and insights from the team.\nWhat You’ll Be Doing\n\nJoining a cross-functional product squad and collaborating with a mix of engineers, designers, analysts and other disciplines to develop features that enhance our users' financial health.\nCollaborating with other peers in your squad and pillar to provide technical insight into upcoming work, and leading the delivery by helping pull everyone together to get it shipped.\nMentoring colleagues to help them grow as engineers and actively supporting their development.\nWorking on our Ruby on Rails monolith, building data models, APIs, and business logic services.\nDelivering your work using agile methodologies and tools like tests, observability, AB-tests, and feature flags.\nContributing to cross-cutting concerns that improve our engineering efforts.\nTaking part in shaping the work of your squad beyond technical aspects, participating in product ideation, user research, design reviews, retrospectives, and more.\n\nHere are some examples, big and small, of the kinds of product feature work our engineers have taken part in over the last year:\n\nBuilding a secured credit card\nLaunching new budget analysis features\nImplementing pricing experiments for subscriptions\n\nWant to hear more from our engineers? Check out Magda's blog post.\nAbout You\nYou're based in Europe; we hire remotely across the EU and love distributed teams. For this role, we’re ideally looking for candidates based within one hour either side of London time, to keep collaboration smooth and calendars sane.\nYou are passionate about making a positive difference in society by improving the financial health of our users. You align with our company values and engineering principles, which drive our ways of working and software delivery.\nOur Tech Stack\nCleo is built as a Ruby on Rails monolith with a single React Native app frontend, utilising TypeScript. We also leverage Python for machine learning services and PostgreSQL for our database, all hosted on AWS. Our CI/CD pipeline is fully automated, with production deployments happening on every merge via Kubernetes. Our backend engineers deploy multiple times a week, and we release our frontend app to Google and Apple for review at least once a week.\nWe take a pragmatic approach, placing a strong emphasis on quality. Our code is peer-reviewed, and we maintain automated testing using Minitest and CircleCI. We're also actively working towards a more modular architecture, focusing on separating concerns to achieve all the benefits of microservices within a monolith, while progressively refactoring our code as we build new features. Everyone in the engineering team contributes to driving our technical strategy, voices & ideas from all levels are valued: we are all owners at Cleo.\nWhat do you get for all your hard work?\n\nA competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles. You can view our public progression framework and salary bandings here: https://cleo-ai.progressionapp.com/\nWork at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures\nA clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.\nFlexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work\nWork where you work best. We’re a globally distributed team. Our Poland team works fully remotely, but we host virtual socials and an annual company offsite somewhere in Europe with all expenses paid.\nCompany-wide performance reviews every 6 months\nGenerous pay increases for high-performing team members\nEquity top-ups for team members getting promoted\nPrivate medical insurance with Alan\n1 month paid sabbatical after 4 years at Cleo\nRegular socials and activities, online and in-person\nWe'll pay for your OpenAI subscription\nOnline mental health support via Spill\nWe’ll be employing you through our EOR provider, Deel, and can discuss our current benefit offering directly.\nThis is a position based in Spain where employees need to be located in Spain!\n\nThis Is a 4-Stage Interview Process\n\nInterview with the Recruiter (30 mins)\nInterview with the Engineers (45 mins)\nTechnical interview - Live Coding in Ruby (2 hours)\nInterview with the Engineering Managers (45 mins)\n\nWe strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.\nIf there’s anything we can do to accommodate your specific situation, please let us know.\nEU App Access\nThe Cleo app is not downloadable in Europe right now. Why? 99% of our users are based in the US – where financial health is often overlooked. We’ve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. We can share a slide deck detailing the app’s capabilities in more detail though, to help you through the interview process.\nBy submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Cleo AI. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Cleo AI may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Cleo AI's Candidate Privacy Notice \n#J-18808-Ljbffr","datePosted":"2026-05-07T03:34:20.370Z","dateModified":"2026-05-07T03:34:20.370Z","hiringOrganization":{"@type":"Organization","name":"Cleo","sameAs":"https://jobsearcher.com"},"jobLocationType":"TELECOMMUTE","applicantLocationRequirements":{"@type":"Country","name":"US"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Beaver","addressRegion":"OH","addressCountry":"US"}},"identifier":{"@type":"PropertyValue","name":"JobSearcher","value":"57b1feb2b5bb7237da61ecd7"},"url":"https://jobsearcher.com/jobs/57b1feb2b5bb7237da61ecd7"}}