{"schemaVersion":"jobsearcher.job.v1","id":"56f5816bb55bca78114c9c19","url":"https://jobsearcher.com/jobs/56f5816bb55bca78114c9c19","canonicalUrl":"https://jobsearcher.com/jobs/56f5816bb55bca78114c9c19","title":"UNIVERSAL SERVICES REPRESENTATIVE","description":"SUMMARY/OBJECTIVEThis position will perform a broad variety of account service functions with accuracy and in a timely manner, to include teller, account opening / maintenance and refer lending transactions to our centralized lending team. These functions may include, but are not limited to, cash handling, account maintenance, opening new accounts and offering ancillary products. In addition, training for virtual member services may be required. This position will occasionally rotate to assist in surrounding branch locations as needed.FLSA Classification: Non-ExemptEssential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Creates, maintains, and enhances account holder relationships, ensuring an exceptional experience.Maintains in-depth knowledge of Credit Union products, services, policies, and applicable regulations.Effectively interview account holders and potential account holders independently. Asks questions and listens carefully to determine the appropriate SFCU products and services to offer. Presents products and services in a positive, professional, and knowledgeable manner, so inquiring individuals can make an informed decision.Opens new savings, checking and money market accounts. Verifies personal identification to prevent fraudulent activity. Provides regulatory disclosure information on new and other specific types of accounts. Orders or prints plastics such as Debit and Credit Cards.Maintain and balance a cash drawer, adhering to Credit Union policies and procedures.Prepares and evaluates information which reflects the current credit worthiness of members and prepare consumer loans for underwriting approval based on SFCU lending policies and procedures. Generate and process loan applications for all consumer lending products, vehicle loans, credit cards, signature loans, and share and certificate secured loans. Notifies applicants of loan decisions.Has a basic understanding of credit reports and SFCU’s loan agreement for discussion with members. Effectively cross-sells more complex loan products, which may be referred to more experienced member service staff.Assists member with servicing loans by processing such items as payoffs, refinances, payment extensions and payment due date changes.Identifies needs, develops financial relationships, and consistently provides account holders with opportunities for appropriate loan and deposit products and services.USR’s are required to rotate within the branch they are assigned to work our concierge station and maintain and balance a cash drawer as needed, adhering to Credit Union policies and procedures.Refers all loan inquiries to the centralized lending department while the member is present. This may be via connecting the member to that department via phone or branch workstation. Also scans any pertinent information into the system and attaches it to the tracker thread so the account holder can be contacted.Occasionally will close loans for account holders if e-Documents are not an available option.Effectively cross-sells account, consumer loan and mortgage loan products, which may be referred to more experienced member service staff.Supports the credit union’s mission, vision, strategic goals, quality initiatives and service standards.Supports SFCU’s mission to become the primary financial institution of our account holders by providing services in an expeditious and courteous manner. Understands that educating our account holders and informing them of the products and services we have to offer is the highest level of service we can provide and the key to accomplishing out mission and goals. Strives to meet individual goals by effectively cross selling products and services.Resolves account holder problems independently and escalates more complex problems or situations to the team that can assist the account holder with the issue. Also ensures that the escalation is entered in to the Notebook with detailed information of the account holder’s issue and the best way to contact the account hold when a resolution is found.Ensures that lending operations are conducted in accordance with established Credit Union policies and are legally compliant. Ensures that loan requests are properly documented.Supports SFCU’s mission to become the primary financial institution of our members by providing services in an expeditious and courteous manner. Understands that educating our members and informing them of the products and services we have to offer is the highest level of service we can provide and the key to accomplishing out mission and goals. Strives to meet individual goals by effectively cross selling products and services.CompetenciesTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required.Fluency in English required.Excellent customer service and interpersonal skills.Effective communication skills with the ability to multi-task while maintaining attention to detail and operating several computer programs to ensure transaction integrity.Knowledge of, or the ability to quickly learn banking software applications.Working knowledge of SFCU’s products, services, policies and procedures.Understanding of federal laws and regulations that govern financial institutions.Basic understanding of computer applications and softwareMust possess strong basic math skills, accuracy and attention to detailEducation:High School Graduate or Equivalent (GED).Position Type/Expected Hours of WorkThis is a full-time position. Days and hours of work are, Monday, Tuesday, Thursday, and Friday, 8:00 a.m. to 5:00 p.m., and Wednesday 8:00 a.m. to 3:00 p.m., and occasional Saturdays from 9:00 a.m. until 1:00 p.m. Shifts may change or rotate, with sufficient notice, according to business needs.PHYSICAL DEMANDSThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move 25-30 pounds.WORK ENVIRONMENTThe work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Employment RequirementsAll applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union:U.S. CitizenshipSuccessfully passing a background investigationBenefits Offered401K, With employee match and profit shares.Medical, Dental, Vision, Life, Short Term Disability and Long-Term DisabilityPaid HolidaysEmployee Education Assistance Program (Tuition Reimbursement).16 Days of PTO (Paid time off) that begins accruing day one. (usable after 90 days)Employee Assistance Program (EAP)DECLARATIONThis job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.\n#J-18808-Ljbffr","company":"Priority Dispatch","rawCompany":"priority dispatch","city":"Biloxi","state":"MS","isRemote":false,"isActive":true,"createdAt":"2026-07-26T03:18:03.469Z","occupations":[{"code":"43-4141.00","title":"New Accounts Clerks","slug":"new-accounts-clerks"},{"code":"43-3071.00","title":"Tellers","slug":"tellers"},{"code":"43-3099.00","title":"Financial Clerks, All Other","slug":"financial-clerks-all-other"}],"industries":[{"code":"522130","title":"Credit Unions","slug":"credit-unions"},{"code":"522180","title":"Savings Institutions and Other Depository Credit Intermediation","slug":"savings-institutions-and-other-depository-credit-intermediation"},{"code":"522110","title":"Commercial Banking","slug":"commercial-banking"}],"jobPosting":{"@context":"https://schema.org","@type":"JobPosting","title":"UNIVERSAL SERVICES REPRESENTATIVE","description":"SUMMARY/OBJECTIVEThis position will perform a broad variety of account service functions with accuracy and in a timely manner, to include teller, account opening / maintenance and refer lending transactions to our centralized lending team. These functions may include, but are not limited to, cash handling, account maintenance, opening new accounts and offering ancillary products. In addition, training for virtual member services may be required. This position will occasionally rotate to assist in surrounding branch locations as needed.FLSA Classification: Non-ExemptEssential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Creates, maintains, and enhances account holder relationships, ensuring an exceptional experience.Maintains in-depth knowledge of Credit Union products, services, policies, and applicable regulations.Effectively interview account holders and potential account holders independently. Asks questions and listens carefully to determine the appropriate SFCU products and services to offer. Presents products and services in a positive, professional, and knowledgeable manner, so inquiring individuals can make an informed decision.Opens new savings, checking and money market accounts. Verifies personal identification to prevent fraudulent activity. Provides regulatory disclosure information on new and other specific types of accounts. Orders or prints plastics such as Debit and Credit Cards.Maintain and balance a cash drawer, adhering to Credit Union policies and procedures.Prepares and evaluates information which reflects the current credit worthiness of members and prepare consumer loans for underwriting approval based on SFCU lending policies and procedures. Generate and process loan applications for all consumer lending products, vehicle loans, credit cards, signature loans, and share and certificate secured loans. Notifies applicants of loan decisions.Has a basic understanding of credit reports and SFCU’s loan agreement for discussion with members. Effectively cross-sells more complex loan products, which may be referred to more experienced member service staff.Assists member with servicing loans by processing such items as payoffs, refinances, payment extensions and payment due date changes.Identifies needs, develops financial relationships, and consistently provides account holders with opportunities for appropriate loan and deposit products and services.USR’s are required to rotate within the branch they are assigned to work our concierge station and maintain and balance a cash drawer as needed, adhering to Credit Union policies and procedures.Refers all loan inquiries to the centralized lending department while the member is present. This may be via connecting the member to that department via phone or branch workstation. Also scans any pertinent information into the system and attaches it to the tracker thread so the account holder can be contacted.Occasionally will close loans for account holders if e-Documents are not an available option.Effectively cross-sells account, consumer loan and mortgage loan products, which may be referred to more experienced member service staff.Supports the credit union’s mission, vision, strategic goals, quality initiatives and service standards.Supports SFCU’s mission to become the primary financial institution of our account holders by providing services in an expeditious and courteous manner. Understands that educating our account holders and informing them of the products and services we have to offer is the highest level of service we can provide and the key to accomplishing out mission and goals. Strives to meet individual goals by effectively cross selling products and services.Resolves account holder problems independently and escalates more complex problems or situations to the team that can assist the account holder with the issue. Also ensures that the escalation is entered in to the Notebook with detailed information of the account holder’s issue and the best way to contact the account hold when a resolution is found.Ensures that lending operations are conducted in accordance with established Credit Union policies and are legally compliant. Ensures that loan requests are properly documented.Supports SFCU’s mission to become the primary financial institution of our members by providing services in an expeditious and courteous manner. Understands that educating our members and informing them of the products and services we have to offer is the highest level of service we can provide and the key to accomplishing out mission and goals. Strives to meet individual goals by effectively cross selling products and services.CompetenciesTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required.Fluency in English required.Excellent customer service and interpersonal skills.Effective communication skills with the ability to multi-task while maintaining attention to detail and operating several computer programs to ensure transaction integrity.Knowledge of, or the ability to quickly learn banking software applications.Working knowledge of SFCU’s products, services, policies and procedures.Understanding of federal laws and regulations that govern financial institutions.Basic understanding of computer applications and softwareMust possess strong basic math skills, accuracy and attention to detailEducation:High School Graduate or Equivalent (GED).Position Type/Expected Hours of WorkThis is a full-time position. Days and hours of work are, Monday, Tuesday, Thursday, and Friday, 8:00 a.m. to 5:00 p.m., and Wednesday 8:00 a.m. to 3:00 p.m., and occasional Saturdays from 9:00 a.m. until 1:00 p.m. Shifts may change or rotate, with sufficient notice, according to business needs.PHYSICAL DEMANDSThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move 25-30 pounds.WORK ENVIRONMENTThe work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Employment RequirementsAll applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union:U.S. CitizenshipSuccessfully passing a background investigationBenefits Offered401K, With employee match and profit shares.Medical, Dental, Vision, Life, Short Term Disability and Long-Term DisabilityPaid HolidaysEmployee Education Assistance Program (Tuition Reimbursement).16 Days of PTO (Paid time off) that begins accruing day one. (usable after 90 days)Employee Assistance Program (EAP)DECLARATIONThis job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.\n#J-18808-Ljbffr","datePosted":"2026-07-26T03:18:03.469Z","dateModified":"2026-07-26T03:18:03.469Z","hiringOrganization":{"@type":"Organization","name":"Priority Dispatch","sameAs":"https://jobsearcher.com"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Biloxi","addressRegion":"MS","addressCountry":"US"}},"identifier":{"@type":"PropertyValue","name":"JobSearcher","value":"56f5816bb55bca78114c9c19"},"url":"https://jobsearcher.com/jobs/56f5816bb55bca78114c9c19"}}