Credit Product Manager
About One Park Financial:One Park Financial, a leading provider of financing solutions for small and mid-sized businesses, has been consistently recognized as a top workplace for seven consecutive years, earning both the Best Place to Work and Sun Sentinel's Top Places to Work awards. As a fast-paced and innovative financial services company, we take immense pride in disrupting the industry and positively impacting the lives of business owners nationwide. At One Park Financial, excellence and results are celebrated, and your skills and passion will be recognized and rewarded, providing opportunities for both professional and personal growth.Description: We are looking for a strategic and hands-on Product Manager to lead the modernization of our credit decisioning platform. You will own the vision and execution for transforming legacy systems and reimagining end-to-end business processes across Document Processing, Pricing, and Final Funding — the core pillars of our small business financing operations.This role sits at the intersection of technology, operations, and credit, and requires someone who can bridge complex business workflows with scalable, modern AI/ML solutions.Essential Duties and Responsibilities: Define and own the product roadmap for credit decisioning modernizationIdentify inefficiencies in legacy architecture and build the case for change based on AnalyticsTranslate business goals into a clear, prioritized product strategyConduct deep discovery across Document Processing, Pricing, and Final Funding workflowsMap current-state processes and lead redesign efforts to reduce friction, manual effort, and decisioning timePartner with credit, operations, and risk stakeholders to validate pain points and solutionsDrive automation and intelligence into document intake, classification, and extraction (e.g., bank statements, tax returns, business financials)Reduce manual review cycles through OCR, ML, and third-party data integrationsRe-imagine configurable, transparent pricing workflows that balance risk and competitivenessStreamline the final funding process from approval to disbursementIdentify bottlenecks in stipulation clearing, contract execution, and fund release — and build solutions to resolve themWork closely with engineering in an agile environment to deliver iterativelyDefine and track KPIs to measure the impact of product improvementsRequirements4+ years of product management experience, preferably in fintech, lending, or financial servicesStrong understanding of credit decisioning workflows or small business lending operationsExperience modernizing legacy systems or leading platform re-architecture initiativesAbility to work cross-functionally with diverse teams such as credit, risk, ops, engineeringExcellent communication skills — able to influence without authorityExposure to Salesforce and API integrations with credit bureaus (Equifax, Experian), data providers, risk decisioning platforms and/or or open banking platforms (Plaid, DecisionLogic)Bachelors or Masters (preferred) in STEMBenefitsDental InsuranceHealth insuranceVision insurancePaid time off401k with MatchCompany Paid ID ProtectionCompany Paid Life Insurance