Underwriter

We are an EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS Summary Description     Approves or denies consumer loans including: customer cash advances, automobile, boat/marine, visa checkcard, cash secured, home improvement, home equity line, improved land, mobile home, motorcycle, overdraft protection, recreational vehicle, home improvement refinances, small business, stock secured, and unsecured personal.                   Essential Functions     Review and evaluate information on consumer loan documents to determine if borrower, collateral and loan conditions meet established standards   Determine terms and acceptability of risk   Approve or reject loan applications, or request additional information   Record loan rejections   Assemble documents in loan files   Maintain data base on new and existing business                   Position Requirements   College degree preferred   2-4 years of underwriting experience   Demonstrated computer experience with inventory management software   Experience with Underwriting software preferred   Work is generally performed indoors in environmentally controlled conditions   Typically, the employee may sit to perform the work. However, there may be some standing, walking, bending and carrying of light items in the course of the work   Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions                   Critical Skills / Expertise       Ability to work well independently and in a team environment   Strong attention to detail   Good problem-solving skills