{"schemaVersion":"jobsearcher.job.v1","id":"3530eaa92bebb4877903ee9f","url":"https://jobsearcher.com/jobs/3530eaa92bebb4877903ee9f","canonicalUrl":"https://jobsearcher.com/jobs/3530eaa92bebb4877903ee9f","title":"Farm Underwriter","description":"About MGT Insurance MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.\r\nWhat You'll Do Farm Underwriting Authority & Risk Judgment\r\nServe as MGT's primary technical underwriter for farm and agribusiness submissions including evaluating risk quality, coverage structure, class eligibility, and pricing appropriateness\r\nMake independent underwriting decisions on standard and moderately complex farm risks within delegated authority; escalate non-standard or high-complexity risks with a clear recommendation\r\nUnderwrite across the full spectrum of MGT's farm appetite: farm owners, farm property, farm liability, farm auto, and related agribusiness coverages\r\nReview and assess farm renewal accounts for changes in operation, risk profile, loss history, and continued eligibility\r\nStay current on farm market conditions, emerging agricultural risks, weather and climate trends, and competitive dynamics\r\nGuideline & Appetite Ownership\r\nOwn MGT's farm underwriting guidelines while maintaining accuracy, identifying gaps, and proposing updates informed by loss experience and market changes\r\nDefine and document farm-specific appetite parameters: preferred operations, ineligible classes, geographic considerations, and coverage limitations\r\nPartner with the Senior Lead, Underwriting on farm appetite strategy and what MGT targets, where we compete on selection, and where we tighten\r\nDevelop and maintain farm-specific referral criteria and escalation protocols for complex or non-standard risks\r\nContribute farm underwriting logic to Athena our MGT's AI underwriting agent including appetite rules, class-level guidance, and edge case reasoning\r\nPortfolio Quality & Performance\r\nMonitor the farm book's performance: loss ratios, class mix, geographic concentration, and underwriting quality on an ongoing basis\r\nIdentify early signals of deterioration, adverse selection, or pricing inadequacy in the farm portfolio and surface them with recommendations\r\nPartner with Actuarial on farm rate adequacy reviews, loss development, and segment-level profitability analysis\r\nSupport farm-specific reporting and contribute underwriting analysis to portfolio performance reviews\r\nParticipate in reinsurance submissions and treaty discussions as MGT's farm underwriting subject matter expert\r\nBroker & Distribution Partnership\r\nBuild and maintain strong working relationships with MGT's appointed brokers and wholesale partners who specialize in farm and agribusiness\r\nCommunicate farm appetite, eligibility criteria, and coverage positions clearly to agents and brokers including complex declination rationale\r\nSupport Distribution in developing and communicating farm appetite to new and existing broker partners\r\nParticipate in broker calls, agency visits, and market-facing activities as MGT's farm underwriting representative\r\nCross-Functional Collaboration\r\nWork closely with the Senior Lead, Underwriting on farm guideline development, portfolio strategy, and appetite decisions\r\nPartner with Operations and Engineering to embed farm underwriting logic into systems, tools, and the Athena AI platform\r\nCollaborate with Compliance and Legal on farm policy language, state filing requirements, and coverage positions\r\nContribute farm perspective to product development, coverage enhancement, and pricing discussions with the Senior Lead, Insurance Product\r\nWhat We're Looking For\r\n7–12+ years of farm and agribusiness underwriting experience\r\nCarrier or MGA farm underwriting; senior underwriter or farm underwriting specialist experience strongly preferred\r\nDeep technical expertise in farm and agribusiness underwriting including farm owners, farm property and liability, farm auto, crop, and related agribusiness coverages\r\nProven track record managing a farm book of business with accountability for underwriting quality, consistency, and portfolio performance\r\nExperience developing or contributing to farm underwriting guidelines, appetite frameworks, and referral protocols\r\nStrong knowledge of agricultural operations, property valuation on farm risks, livestock exposures, and rural liability considerations\r\nFamiliarity with geographic and weather-related risk factors that affect farm underwriting decisions across different regions\r\nExperience working with broker and wholesale distribution in a farm or agribusiness context\r\nComfort operating in technology-forward environments including experience with AI-assisted tools, modern quoting systems, or policy admin platforms a strong plus\r\nTraits We Value\r\nFarm-native. You understand agricultural operations, property, and liability from the ground up and not just from a coverage form. You know what you're looking at when you evaluate a farm risk.\r\nTechnically authoritative. Brokers, product managers, and engineers come to you with hard farm questions. Your answers are clear, reasoned, and hold up to scrutiny.\r\nPortfolio thinker. You don't just evaluate individual risks. You think about the cumulative shape of the farm book including geographic concentration, operation mix, weather exposure and you manage accordingly.\r\nBuilder. You're energized by the opportunity to strengthen and grow MGT's farm program including guidelines, appetite, AI logic, broker relationships rather than maintain what already exists.\r\nHigh ownership. You take accountability for the quality and performance of the farm book. You identify gaps, raise them, and drive toward solutions.\r\nGrowth-oriented. You want to grow into broader underwriting leadership over time and see MGT as the right place to do it.\r\nCompensation\r\nThe base salary range for this role is $80,000 – $110,000, depending on experience and location, with eligibility for bonus, equity, and a competitive benefits package.\r\nWe recognize that no candidate will meet every qualification and encourage individuals with relevant experience and interest in the role to apply.\r\nNote: MGT does not accept unsolicited resumes from staffing vendors, including recruitment agencies and/or search firms. Please do not forward resumes to our jobs alias, MGT employees, or any other company location. Any submittals without a prior signed agreement will become property of MGT.\r\nOur Commitment to Diversity, Equity & Inclusion\r\nAt MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together.\r\nEqual Employment Opportunity Statement\r\nMGT is proud to be an Equal Opportunity Employer. We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law.\r\nAll employment decisions are based on qualifications, merit, and business needs. We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at accommodations@mgtinsurance.com.\r\nThis job description is intended to outline the general nature and level of work performed by employees in this role. It is not an exhaustive list of all responsibilities, duties, or qualifications required. MGT Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.\r\nJ-18808-Ljbffr","company":"Socket","rawCompany":"socket","city":"Denver","state":"CO","isRemote":false,"isActive":false,"createdAt":"2026-08-09T01:10:28.048Z","occupations":[{"code":"13-2053.00","title":"Insurance Underwriters","slug":"insurance-underwriters"},{"code":"41-3021.00","title":"Insurance Sales Agents","slug":"insurance-sales-agents"},{"code":"43-9041.00","title":"Insurance Claims and Policy Processing Clerks","slug":"insurance-claims-and-policy-processing-clerks"}],"industries":[{"code":"524126","title":"Direct Property and Casualty Insurance Carriers","slug":"direct-property-and-casualty-insurance-carriers"},{"code":"524298","title":"All Other Insurance Related Activities","slug":"all-other-insurance-related-activities"},{"code":"524128","title":"Other Direct Insurance (except Life, Health, and Medical) Carriers","slug":"other-direct-insurance-except-life-health-and-medical-carriers"}],"jobPosting":{"@context":"https://schema.org","@type":"JobPosting","title":"Farm Underwriter","description":"About MGT Insurance MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.\r\nWhat You'll Do Farm Underwriting Authority & Risk Judgment\r\nServe as MGT's primary technical underwriter for farm and agribusiness submissions including evaluating risk quality, coverage structure, class eligibility, and pricing appropriateness\r\nMake independent underwriting decisions on standard and moderately complex farm risks within delegated authority; escalate non-standard or high-complexity risks with a clear recommendation\r\nUnderwrite across the full spectrum of MGT's farm appetite: farm owners, farm property, farm liability, farm auto, and related agribusiness coverages\r\nReview and assess farm renewal accounts for changes in operation, risk profile, loss history, and continued eligibility\r\nStay current on farm market conditions, emerging agricultural risks, weather and climate trends, and competitive dynamics\r\nGuideline & Appetite Ownership\r\nOwn MGT's farm underwriting guidelines while maintaining accuracy, identifying gaps, and proposing updates informed by loss experience and market changes\r\nDefine and document farm-specific appetite parameters: preferred operations, ineligible classes, geographic considerations, and coverage limitations\r\nPartner with the Senior Lead, Underwriting on farm appetite strategy and what MGT targets, where we compete on selection, and where we tighten\r\nDevelop and maintain farm-specific referral criteria and escalation protocols for complex or non-standard risks\r\nContribute farm underwriting logic to Athena our MGT's AI underwriting agent including appetite rules, class-level guidance, and edge case reasoning\r\nPortfolio Quality & Performance\r\nMonitor the farm book's performance: loss ratios, class mix, geographic concentration, and underwriting quality on an ongoing basis\r\nIdentify early signals of deterioration, adverse selection, or pricing inadequacy in the farm portfolio and surface them with recommendations\r\nPartner with Actuarial on farm rate adequacy reviews, loss development, and segment-level profitability analysis\r\nSupport farm-specific reporting and contribute underwriting analysis to portfolio performance reviews\r\nParticipate in reinsurance submissions and treaty discussions as MGT's farm underwriting subject matter expert\r\nBroker & Distribution Partnership\r\nBuild and maintain strong working relationships with MGT's appointed brokers and wholesale partners who specialize in farm and agribusiness\r\nCommunicate farm appetite, eligibility criteria, and coverage positions clearly to agents and brokers including complex declination rationale\r\nSupport Distribution in developing and communicating farm appetite to new and existing broker partners\r\nParticipate in broker calls, agency visits, and market-facing activities as MGT's farm underwriting representative\r\nCross-Functional Collaboration\r\nWork closely with the Senior Lead, Underwriting on farm guideline development, portfolio strategy, and appetite decisions\r\nPartner with Operations and Engineering to embed farm underwriting logic into systems, tools, and the Athena AI platform\r\nCollaborate with Compliance and Legal on farm policy language, state filing requirements, and coverage positions\r\nContribute farm perspective to product development, coverage enhancement, and pricing discussions with the Senior Lead, Insurance Product\r\nWhat We're Looking For\r\n7–12+ years of farm and agribusiness underwriting experience\r\nCarrier or MGA farm underwriting; senior underwriter or farm underwriting specialist experience strongly preferred\r\nDeep technical expertise in farm and agribusiness underwriting including farm owners, farm property and liability, farm auto, crop, and related agribusiness coverages\r\nProven track record managing a farm book of business with accountability for underwriting quality, consistency, and portfolio performance\r\nExperience developing or contributing to farm underwriting guidelines, appetite frameworks, and referral protocols\r\nStrong knowledge of agricultural operations, property valuation on farm risks, livestock exposures, and rural liability considerations\r\nFamiliarity with geographic and weather-related risk factors that affect farm underwriting decisions across different regions\r\nExperience working with broker and wholesale distribution in a farm or agribusiness context\r\nComfort operating in technology-forward environments including experience with AI-assisted tools, modern quoting systems, or policy admin platforms a strong plus\r\nTraits We Value\r\nFarm-native. You understand agricultural operations, property, and liability from the ground up and not just from a coverage form. You know what you're looking at when you evaluate a farm risk.\r\nTechnically authoritative. Brokers, product managers, and engineers come to you with hard farm questions. Your answers are clear, reasoned, and hold up to scrutiny.\r\nPortfolio thinker. You don't just evaluate individual risks. You think about the cumulative shape of the farm book including geographic concentration, operation mix, weather exposure and you manage accordingly.\r\nBuilder. You're energized by the opportunity to strengthen and grow MGT's farm program including guidelines, appetite, AI logic, broker relationships rather than maintain what already exists.\r\nHigh ownership. You take accountability for the quality and performance of the farm book. You identify gaps, raise them, and drive toward solutions.\r\nGrowth-oriented. You want to grow into broader underwriting leadership over time and see MGT as the right place to do it.\r\nCompensation\r\nThe base salary range for this role is $80,000 – $110,000, depending on experience and location, with eligibility for bonus, equity, and a competitive benefits package.\r\nWe recognize that no candidate will meet every qualification and encourage individuals with relevant experience and interest in the role to apply.\r\nNote: MGT does not accept unsolicited resumes from staffing vendors, including recruitment agencies and/or search firms. Please do not forward resumes to our jobs alias, MGT employees, or any other company location. Any submittals without a prior signed agreement will become property of MGT.\r\nOur Commitment to Diversity, Equity & Inclusion\r\nAt MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together.\r\nEqual Employment Opportunity Statement\r\nMGT is proud to be an Equal Opportunity Employer. We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law.\r\nAll employment decisions are based on qualifications, merit, and business needs. We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at accommodations@mgtinsurance.com.\r\nThis job description is intended to outline the general nature and level of work performed by employees in this role. It is not an exhaustive list of all responsibilities, duties, or qualifications required. MGT Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.\r\nJ-18808-Ljbffr","datePosted":"2026-08-09T01:10:28.048Z","dateModified":"2026-08-09T01:10:28.048Z","hiringOrganization":{"@type":"Organization","name":"Socket","sameAs":"https://jobsearcher.com"},"jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Denver","addressRegion":"CO","addressCountry":"US"}},"identifier":{"@type":"PropertyValue","name":"JobSearcher","value":"3530eaa92bebb4877903ee9f"},"url":"https://jobsearcher.com/jobs/3530eaa92bebb4877903ee9f"}}