Treasury Management Associate

DescriptionJoin Our Team-Where Accuracy, Service, and Risk Management Power Treasury OperationsWe're seeking a Treasury Management Associate to support advanced Treasury Management servicing, operational oversight, and elevated risk management for commercial and retail clients. This hybrid role plays a critical part in safeguarding Treasury Management operations, supporting front-line and commercial teams, and ensuring products and transactions are administered accurately, securely, and in full compliance with Bank policy and regulatory standards.As part of our continued commitment to operational excellence and strong risk management, First Carolina Bank is guided by our core values: Intentional, Responsive, Enterprising, and Considerate. These values shape how we serve our customers, support our teammates, and uphold the trust placed in us every day.Why You'll Love This RoleServe as a trusted subject-matter expert for Treasury Management products and operationsWork in a high-impact, risk-focused role supporting ACH, wires, Positive Pay, RDC, and Treasury online bankingPlay a key role in protecting the Bank and its customers through disciplined controls and regulatory complianceCollaborate closely with Retail Banking, Operations, IT, Risk, Compliance, Sales, and Commercial teamsAct as a liaison between Treasury Management customers, internal teams, and system vendorsSupport audits, exams, and ongoing risk reviews in a highly visible, trusted positionBuild deep expertise in Treasury Management operations, systems, and regulatory requirementsBe part of a collaborative, experienced team that values accountability, sound judgment, and service excellenceWhat Makes You a Great FitHighly detail-oriented with strong judgment and risk awarenessComfortable working independently within established policies and delegated authoritiesDisciplined and consistent when managing time-sensitive, high-risk transactionsConfident serving as a resource and mentor to lower-level associatesProfessional, steady, and adaptable in a fast-paced environmentSkilled at communicating with internal partners, commercial clients, and vendorsThoughtful and cautious when handling confidential customer and transactional informationKey ResponsibilitiesPerform daily risk management and operational oversight for Treasury Management products, including ACH Origination, Positive Pay, ACH Filter/Debit Block, Online Wire, and Remote Deposit CaptureOversee Treasury Management product administration, ensuring adherence to regulatory requirements and internal proceduresSupport retail and commercial customers in onboarding, servicing, and maintaining Treasury Management and digital banking productsServe as the Treasury Management Online Banking subject-matter expert, including same-day maintenance and customer supportProcess ACH files within delegated authority and perform associated quality assuranceConduct annual reviews for Online ACH, Online Wire, and RDC, including RDC onsite inspections as requiredMaintain, create, and update Treasury Management procedures as neededSupport audits, regulatory exams, and internal risk reviewsServe as liaison to Jack Henry and internal technology partners for Treasury-related system issuesProvide mentorship and guidance to lower-level Treasury Management associatesAssist with ongoing Treasury Management operations, process improvement, and additional duties as assignedQualificationsRequiredHigh School diploma or equivalentMinimum 5+ years of banking experienceAdvanced knowledge of Treasury Management products and ACH processingStrong understanding of banking laws, regulatory compliance, and risk management practicesExcellent organizational skills with a high level of attention to detailAbility to work under tight deadlines while maintaining accuracy and controlPreferredSome college coursework8+ years of experience in Treasury ManagementStrong experience with Jack Henry SilverLake, including treasury-related platforms and applicationsRisk Management RequirementsAdheres to workplace policies, Code of Conduct, confidentiality, privacy, and information security standardsComplies with all applicable regulatory requirements, including BSA, AML, and USA PATRIOT Act policiesActs strictly within authorized limits and delegated authoritiesFollows established controls and procedures to protect the Bank, customers, and shareholdersActively mitigates risk by following all security, operational, and regulatory guidelinesBenefitsCompetitive total compensationComprehensive health, dental, and vision insuranceRetirement savings plan with company matchPaid time off and paid holidaysProfessional development and internal growth opportunitiesEmployee assistance programsOpportunity to directly support Treasury risk management and operational excellenceOur Core ValuesEnterprising: We approach our work with discipline, sound judgment, and accountability.Intentional: We deliver careful, consistent work and follow through with precision.Responsive: We provide dependable, timely service to customers and teammates.Considerate: We collaborate respectfully, valuing professionalism and teamwork.