Mortgage Compliance Analyst

Company Description DSLD Mortgage, LLC, an equal opportunity lender, is committed to providing clients with a seamless home-buying experience tailored to meet their personal needs. Headquartered in Louisiana, DSLD Mortgage operates multiple offices across the Southeastern United States, including locations in Louisiana, Alabama, Mississippi, and Florida. Licensed under NMLS #120308, DSLD Mortgage prioritizes professionalism and compliance in serving its clients. The company is dedicated to helping families achieve homeownership by offering comprehensive mortgage solutions.Hours and days of work are Monday– Friday 8:00 AM to 5:00 PM CST. OVERVIEWThe Compliance Analyst supports the company’s compliance management system by helping ensure adherence to applicable federal and state mortgage lending laws, regulations, investor requirements, and internal policies. This role is responsible for monitoring regulatory changes, conducting compliance reviews and testing, assisting with audits and examinations, supporting corrective action efforts, and partnering with all departments to promote a strong culture of compliance. JOB DUTIES & RESPONSIBILITIESCompliance MonitoringConduct compliance reviews, monitoring, and testing of mortgage origination, processing, underwriting, closing, and funding activities.Evaluate adherence to federal and state consumer financial protection laws and regulations, including but not limited to: TILA / Regulation Z, RESPA / Regulation X, ECOA / Regulation B, HMDA / Regulation C, SAFE Act, and State mortgage lending regulationsReview loan files, disclosures, and operational processes for regulatory compliance.Identify compliance risks, document findings, and recommend corrective actions.Change ManagementMonitor and analyze new or changing laws, regulations, agency guidance, and investor requirements impacting mortgage operations.Assist in implementing regulatory and agency changes and processes across policies, procedures, systems, workflows, and training materials.Audits, Examinations, and ReportingSupport internal audits, regulatory examinations, and third-party reviews.Track remediation efforts and validate corrective actions.Maintain compliance records and reporting documentation.Policy and Procedure SupportAssist with drafting, reviewing, and updating company policies, procedures, and controls.Recommend enhancements to compliance and company processes and operational controls.Participate in company and compliance program initiatives.Vendor ManagementAssist with oversight of third-party vendors, service providers, and business partners to ensure compliance with applicable mortgage lending regulations and company standards.Participate in vendor compliance reviews, due diligence activities, and ongoing monitoring processes.Review vendor policies, procedures, controls, audit reports, and compliance documentation.Monitor vendor performance and identify potential compliance, operational, or regulatory risks.Support issue tracking, remediation efforts, and corrective action plans related to vendor findings.Coordinate with internal stakeholders, legal, risk management, procurement, and business units regarding vendor compliance matters.Assist with maintaining vendor management records, risk assessments, and reporting documentation.Support compliance reviews related to outsourced mortgage functions, including servicing, fulfillment, document management, and technology providers. JOB REQUIREMENTS & SKILLSHigh school diploma or equivalent required. Bachelor's degree preferred.2-5 years of mortgage compliance, quality control, audit, risk, or related mortgage industry experience.Knowledge with Encompass, Vesta, or NContracts is a plus.Strong knowledge of federal and state lending regulations.Understanding of mortgage origination and/or servicing operations.Ability to interpret laws, regulations, and regulatory guidance.Strong analytical, organizational, and problem-solving skills.Excellent written and verbal communication abilities.High attention to detail and accuracy.Ability to manage multiple priorities and meet deadlines in a fast-paced environment.Proficiency with Microsoft Office applications, including Excel, Word, and PowerPoint.Experience with compliance management systems, audit tools, or mortgage platforms preferred.Ability to work independently and collaboratively across departments.