Express Lender

DescriptionSUMMARY: The Express Business Lender is responsible for the high-volume origination, underwriting, and management of commercial loans of $1,000,000 and under across small business, equipment finance, commercial real estate (CRE), and other business lending segments. This role is designed to drive scalable loan growth through a streamlined, efficient lending process while maintaining strong credit discipline. The Express Lender will actively prospect new business, develop relationships, and deliver a strong customer experience with fast turnaround times and consistent execution. The position requires a highly motivated, sales-oriented individual who thrives in a performance-driven environment and is committed to building relationships within the community.ESSENTIAL DUTIES AND RESPONSIBILITIES:Generate new loan production with a focus on loans $1,000,000 and under across small business lending, equipment financing, CRE, and working capital lendingActively prospect new clients through outbound calling, networking, and centers of influenceMaintain a consistent pipeline through proactive calling efforts and business development activityAttend local networking events, community functions, and industry events to build presence and generate leadsPartner with retail, treasury management, and commercial banking teams to identify and convert opportunitiesDevelop and maintain strong relationships with new and existing customerCross-sell bank products and services including treasury management, deposits, merchant services, and wealth managementDeliver a strong customer experience through responsiveness, clear communication, and efficient executionUnderwrite loans using a standardized express credit frameworkUtilize streamlined and automated tools where applicable to support credit decisionsStructure loans within policy guidelines while identifying and mitigating riskMaintain strong credit quality within the portfolio and proactively manage emerging risksDeliver fast turnaround times from application to approval and closingCoordinate with credit, documentation, and closing teams to ensure a smooth processUtilize systems and tools to enhance speed and consistencyComplete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.Regular, predictable attendance is an essential requirement of this positionComplete all other duties as assignedEDUCATION AND/OR EXPERIENCE:Bachelors degree in Business Administration/Finance/Accounting preferredNMLS certification may be required (or obtained upon hire)Minimum of three (3) years loan origination and/or credit analysis experience; Formal commercial credit training preferredWorking knowledge of commercial credit structures and underwriting guidelinesStrong sales ability and analytical skillsExcellent interpersonal/people skillsThorough knowledge of bank products and servicesStrong sales drive and motivation to generate new businessProven ability to prospect, cold call, and develop new relationshipsAbility to balance speed, quality, and risk managementStrong interpersonal and communication skillsHighly organized with the ability to manage multiple deals simultaneouslySelf-starter with the ability to work independently and within a teamE-Verify is used to confirm the identity and employment eligibility of all newly hired employees.Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteranQualificationsEducationBachelors of Finance (required)SkillsSales Experience (preferred)Commercial Lending (preferred)Credit Analysis (preferred)Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities