Senior Credit Analyst

ProSearch is seeking a Senior Credit Analyst for one of our clients in Portland, Maine for a direct hire, hybrid opportunity offering long term stability, meaningful work, and room to grow at a sustainable pace. This newly created role sits within a collaborative Shared Financial Services team, where the Senior Credit Analyst supports the full order to cash cycle through thoughtful financial statement analysis, sound B2B credit judgment, and effective use of SAP finance systems. You'll partner closely across shared services finance, Sales, and Accounts Receivable to balance risk and opportunity, while also supporting credit insurance processes that protect the organization’s financial position.The OpportunityThis role is ideal for an experienced credit professional who enjoys hands on analysis and focused work. You will be trusted as a subject matter expert, influencing decisions through sound judgment and data, without managing people. Part of that expertise includes knowing what to do when a standard credit report is not available and being able to confidently answer the question, “What would you do if you can’t run a credit report?” This may include evaluating audited and unaudited financial statements, reviewing trade references and payment trends, assessing industry and market conditions, collaborating with Sales for business context, or recommending alternative risk mitigation such as adjusted terms, partial prepayment, or credit insurance coverage.There is room to grow over time for someone who consistently delivers quality work, takes ownership, and helps lighten the load of others. The organization values longevity, stability, and doing things the right way.ResponsibilitiesAnalyze customer credit applications, financial statements, and payment historiesRecommend credit limits, terms, and risk mitigation strategiesMonitor customer exposure and identify early risk indicatorsSupport credit insurance administration, reporting, and claims documentationPrepare credit risk reports and portfolio analysis for leadershipPartner with Sales, Finance, and Accounts Receivable to resolve credit issuesMaintain accurate credit data and documentation in SAPContribute to order‑to‑cash process improvementsProvide guidance to less experienced analysts as neededAssist with period‑end close and shared services finance supportWhat We Are Looking ForBachelor’s degree in Finance, Accounting, Business, or related field5 to 7 years of credit analysis or related financial experienceStrong financial statement analysis and risk assessment skillsExperience working cross‑functionallyFamiliarity with credit insurance and global processes preferredResourcefulness to assess credit when standard reports are unavailableWhy Work HereThis role offers the flexibility many experienced professionals value, paired with the stability of a long‑standing organization. You will work in a hybrid schedule based in Portland, Maine, spending three days in the office and two days working from home, with Wednesday as the consistent in‑office anchor day for collaboration and connection.The position includes a strong benefits package designed to support both short‑ and long‑term wellbeing. New hires receive generous vacation credit from day one, factoring in prior experience, in addition to paid holidays. It is a workplace where people are trusted to do good work, supported in doing it well, and encouraged to build a career over time.Ready to Apply?If you are a Senior Credit Analyst seeking a hybrid Portland, Maine role with stability, autonomy, and long‑term potential, we would love to connect. Apply through ProSearch for a confidential conversation.