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Sr. Underwriter, Property

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AIGSan Juan, PR
  • Who we are: American International Group, Inc. (AIG) is a leading global insurance organization.
  • Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other fi nancial services to customers in more than 80 countries and jurisdictions.
  • These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.
  • Get to know the business: General Insurance is a leading provider of insurance products and services for commercial and personal insurance customers.
  • It includes one of the world’s most far-reaching property casualty networks.
  • General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network.
  • At AIG, we empower our underwriters to put their exceptional analytical skills to use every day to assess and measure risk.
  • Their decisions are critical to driving the company’s success and profitability.
  • Our underwriters embody AIG’s tradition of innovation, developing insurance solutions to minimize the risk exposures of corporate and individual clients.
  • They delve into a wide range of areas, including aviation, catastrophic events and high-net-worth individuals.
  • What you need to know: Actively source business opportunities and underwrite Property accounts on a direct and fac assumed basis, as per Busines Plan objectives.
  • Evaluate risks, quote and issue Property policies in order to increase production on a profitable business.
  • Analyze, prepare, define structure, place and negotiate facultative reinsurance either directly or through reinsurance brokers, adhering to reinsurance and underwriting policies and procedures.
  • Negotiate externally and internally the underwriting of the accounts and analyze engineering information (survey reports), valuation reports, catastrophe modelling results and other documents of underwriting.
  • Request additional information to the insurance brokers to analyze the risk, if it was deemed relevant.
  • Drive underwriting excellence across the business determining acceptability of the risk by establishing and ensuring adherence to risk appetite, line setting, standards and guidelines, and ensure rating and pricing adequacy.
  • Collaborate with Distribution, Executive, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers and ceding companies.
  • Develop strong, long term relationships with brokers and clients to profitable grow a book of business.
  • Provide superior customer service to brokers and clients.
  • Increase policy retention on the line of businesses.
  • Contribute to operational efficiencies.
  • What we’re looking for: Bachelor’s Degree in Business Administration (Finance or Accounting preferred) Demonstrated business savvy, analytical and quantitative skills with strong problem-solving abilities.
  • Proven experience in facultative reinsurance is desirable.
  • This roles suits candidates that already have a solid exposure to Property underwriting concepts and experience.
  • Experience in portfolio management.
  • Proficient in the use of MS Office suite products specially Excel (a must) and Word. Excellent communication skills in English and Spanish including verbal, written and negotiation.
  • A proven track record of excellent customer service skills and Interpersonal skills.
  • Fast learner and has Decision Making Criteria.
  • Excellent organizational and prioritization skills.
  • A good level of experience in writing reports and business correspondence A look at our benefits: At AIG, we have a 100-year legacy of working to make the world a better place.
  • And that begins with our employees.
  • We’re proud to offer a range of employee benefits and resources that help you protect what matters most – your health care, savings, financial protection, and wellbeing.
  • We provide a variety of leaves for personal, health, family, and military needs.
  • For example, The “Giving Back” program allows you to take up to 16 hours a year to volunteer in your community.
  • We are an Equal Opportunity Employer: It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer.
  • It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer.
  • We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
  • At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability.
  • Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.
  • To learn more please visit: AIG is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities.
  • If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to
  • Reasonable accommodations will be determined on a case-by-case basis.
  • Functional Area: UW - Underwriting Estimated Travel Percentage (%): Up to 25% Relocation Provided: No AIG Insurance Company - Puerto Rico

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