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Sr. Director of Credit Strategy
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- Develop underwriting credit risk strategies for credit card products in acquisition and portfolio management to optimize profitability, improve revenue, minimize credit losses, and improve customer lifetime value.
- Design champion/challenger tests and monitoring and evaluate test results and recommend credit policy changes.
- Develop benchmarking analysis and quantitative optimization frameworks for portfolio assessment including evaluation of credit risk, financial performance, and P&Ls.
- Lead a team of analysts and partner with Decision Science, Marketing, Finance, Operations, Technology, Compliance, Legal, and other functional teams to achieve credit strategy goals.
- Bachelor’s degree in Statistics, Mathematics, Operational Research, an Engineering discipline, Management Information Systems, or related quantitative field; OR Master’s degree in Business (MBA), Accounting, Finance, Economics, or related field.
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